Our Team
Al has been in the financial services industry for 33 years. His commitment to the industry and his clients has and will never change. Al feels honesty and integrity are the cornerstones of any relationship- especially those with such important issues as lifelong financial planning. Al has in-depth experience helping younger investors, as well as our broadest group of investors, those retired, conservative, and on a fixed income. Al has surrounded himself with a team that is experienced in all areas of financial planning. His team works diligently with his clients to help them fulfill their retirement and estate planning needs, along with trust services, long term care, and legacy planning. Al is proud of his reputation and works hard every day at being a "Prudent Man", aiming to offer the highest level of service and integrity that his clients expect and deserve.
Al attended the New Hampshire Technical Institute as well as Southern New Hampshire University where he was awarded Phi Theta Kappa honors. He's a veteran of the United Stated Army, Fort Bragg NC. Before being honorably discharged, he spent time as a combat engineer and was a member of the Green Beret Parachute Club. Before entering the financial services industry in 1992, Al worked throughout the trucking and transportation industry back home in northern New England. He worked his way up through operations and into sales and marketing. He suggests this is where he formed the discipline and communication skills that he now uses in helping clients and their families succeed with retirement planning and investments.
Al has five grown children: Erin, Jessica, Kirsten, Spencer, and Alan. He now has five grandchildren: Sophie, Hudson, Crew, Ely, and Sophia. He's committed to a life of exercise and good health. He enjoys reading the classics from the gilded age and great American businessmen and women in general. Al is a diehard New England sports fan, especially following the Boston Celtics, Red Sox and of course his beloved Patriots! He and his wife Joan currently live in Charlotte NC enjoying their date nights, traveling, and, of course, exercising together.
After graduating from Virginia Tech, Mike pursued his career in the financial services industry. Mike began his career in 2007 with a predecessor firm of Wells Fargo. In 2011, he earned the CERTIFIED FINANCIAL PLANNER® designation. This equipped him with a comprehensive planning process to examine every element of clients’ financial lives. Mike seeks first to understand his client’s current situation, concerns, risk tolerance, and their financial priorities, and uses this information to formulate an investment strategy and plan. This plan is reviewed on a regular basis and adjusted based on the client’s life changes.
Mike’s passion is engaging with clients who have worked hard their entire lives to create wealth and helping them preserve it for future generations. During his years as an advisor, Mike has worked with clients from all walks of life. He has learned that although each client has unique circumstances that dictate their investment strategy, they all want the same end result: clarity and confidence.
A native of the Carolinas, Mike and his wife Summer reside in Fort Mill, South Carolina. They have four children, Quinn, Brooks, Sloan, and Lane. Spending time with their young family is the top priority for Mike and Summer. Their children are actively involved in dance, softball, baseball, and wrestling. Away from the office, Mike enjoys traveling, reading a good book, attending his children’s sporting events, cheering on the Virginia Tech Hokies or Baltimore Orioles, and spending time with close friends and family.
Tonya was born in Olean, New York to a father in the Airforce who had "a wandering foot". She graduated from Sun valley High in Monroe- her third high school and 12th school overall. This constant change in her living environment taught her at a very young age how to adapt quickly to changing situations. She's called Charlotte, North Carolina home for the past three decades and currently lives in Gaston County with her husband Robert and their two younger children, while their oldest son lives nearby. When not at work, she likes to crochet and is active in the Society for Creative Anachronism, a 503c charity that recreates the arts and sciences of the Middle Ages. Be careful asking her about these hobbies, as she is quite enthusiastic!
Tonya fell into the financial services industry in 1996 when a temporary position led to a new world of interesting opportunities, and she hasn’t looked back since. She was recruited by her prior firm's IRA department in 1998 and instantly knew that she had found her career. She loved that IRA's are - at the surface- so simple, and yet the rules and regulations can become so complex. She spent 18 years in the call center, becoming a subject matter expert on IRA and Brokerage rules and regulations, and how those impacted clients. Her last two years in the call center were spent teaching and coaching other employees and assisting them with urgent and sensitive situations. While working full times, she completed her bachelor’s in accounting from the University of Phoenix.
She then moved on to a role in the regional branch office working with the Operations and Risk managers to further her knowledge of how things work. During this time, she worked as an assistant for Al Grenert and Michael Smith. She was once more recruited for a new position- transitioning into a role as a Governance Specialist. She became an important liaison between the firm's compliance group and the financial advisors in the greater Charlotte / western Carolina area, working with 90 Financial Advisors at a time. Tonya polished her professional communication and diplomatic skills during this time, finding the pathway to balance the daily needs of her financial advisors' clients while staying within the boundaries of the regulatory authorities. However, she missed her interactions with "her" clients, so left her role in Risk to return to work with Al Grenert and Michael Smith.
While Tonya has her brokerage licenses and could have chosen to be an advisor, she prefers to leave the focus on investments and the markets to Al and Michael. Tonya loves being the operational spoke of the team, making sure that all client requests are completed quickly and correctly. She also focuses on the risk aspects and future client needs such as adding or making changes to beneficiaries, adding power of attorney, or other changes to a client profile or investment strategy that need to adjust with life circumstance. She has a wealth of knowledge that she brings with her, but she also focuses on the human aspects of the industry. Tonya firmly believes that being proactive is the best way to do business and strives to think ahead and anticipate client needs so that she can deliver world class customer service to each and every person we interact with. This position is her professional forever home and brings her a great deal of joy.
We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.
Debra S. Roey joined Janney Montgomery Scott LLC in November 2006, as Janney Retirement Plan Services (JRPS) Manager. JRPS was founded in 1982 to provide Janney’s Corporate Retirement Plan Clients with support in plan design analysis, proposal procurement and review, investment fiduciary services, technical expertise, and problem resolution.
Debra has over 30 years of experience in the Retirement Plan arena. Prior to joining Janney, she served as Regional Director with Union Central Life Retirement and Investment Services. During her tenure, she received numerous sales awards including qualification for the company’s highest society membership. She also served on several corporate committees involved with Strategic Planning and Product Development.
Debra earned a B.A. in Business Administration from Rutgers University.
Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.
Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.
Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.
Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.
Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.
As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.
Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.
In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.
His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.
He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association