Our Team
Al has been in the financial services industry for 33 years. His commitment to the industry and his clients has and will never change. Al feels honesty and integrity are the cornerstones of any relationship- especially those with such important issues as lifelong financial planning. Al has in-depth experience helping younger investors, as well as our broadest group of investors, those retired, conservative, and on a fixed income. Al has surrounded himself with a team that is experienced in all areas of financial planning. His team works diligently with his clients to help them fulfill their retirement and estate planning needs, along with trust services, long term care, and legacy planning. Al is proud of his reputation and works hard every day at being a "Prudent Man", aiming to offer the highest level of service and integrity that his clients expect and deserve.
Al attended the New Hampshire Technical Institute as well as Southern New Hampshire University where he was awarded Phi Theta Kappa honors. He's a veteran of the United Stated Army, Fort Bragg NC. Before being honorably discharged, he spent time as a combat engineer and was a member of the Green Beret Parachute Club. Before entering the financial services industry in 1992, Al worked throughout the trucking and transportation industry back home in northern New England. He worked his way up through operations and into sales and marketing. He suggests this is where he formed the discipline and communication skills that he now uses in helping clients and their families succeed with retirement planning and investments.
Al has five grown children: Erin, Jessica, Kirsten, Spencer, and Alan. He now has five grandchildren: Sophie, Hudson, Crew, Ely, and Sophia. He's committed to a life of exercise and good health. He enjoys reading the classics from the gilded age and great American businessmen and women in general. Al is a diehard New England sports fan, especially following the Boston Celtics, Red Sox and of course his beloved Patriots! He and his wife Joan currently live in Charlotte NC enjoying their date nights, traveling, and, of course, exercising together.
After graduating from Virginia Tech, Mike pursued his career in the financial services industry. Mike began his career in 2007 with a predecessor firm of Wells Fargo. In 2011, he earned the CERTIFIED FINANCIAL PLANNER® designation. This equipped him with a comprehensive planning process to examine every element of clients’ financial lives. Mike seeks first to understand his client’s current situation, concerns, risk tolerance, and their financial priorities, and uses this information to formulate an investment strategy and plan. This plan is reviewed on a regular basis and adjusted based on the client’s life changes.
Mike’s passion is engaging with clients who have worked hard their entire lives to create wealth and helping them preserve it for future generations. During his years as an advisor, Mike has worked with clients from all walks of life. He has learned that although each client has unique circumstances that dictate their investment strategy, they all want the same end result: clarity and confidence.
A native of the Carolinas, Mike and his wife Summer reside in Fort Mill, South Carolina. They have four children, Quinn, Brooks, Sloan, and Lane. Spending time with their young family is the top priority for Mike and Summer. Their children are actively involved in dance, softball, baseball, and wrestling. Away from the office, Mike enjoys traveling, reading a good book, attending his children’s sporting events, cheering on the Virginia Tech Hokies or Baltimore Orioles, and spending time with close friends and family.
Tonya has worked in financial services since 1996 and brings extensive operational experience to her role with the team. She enjoys working directly with clients and helping make what can sometimes be complicated financial processes as easy and straightforward for them as possible.
Tonya joined the IRA department of her prior firm in 1998, where she discovered an unexpected interest in retirement accounts. What intrigued her was the contrast - IRAs can seem so simple on the surface but can become complicated very quickly. She loved learning how all the pieces fit together.
Over the years, Tonya's career expanded to include operations, training and coaching, risk, and governance roles. She also earned her bachelor's degree in accounting from the University of Phoenix. That broad background gave her extensive experience navigating complex situations, explaining them in understandable terms, and finding practical solutions when things don't go quite as planned.
After working with Al and Michael for several years, Tonya spent a couple of years in a governance/ oversight role, supporting Financial Advisors throughout the greater Charlotte and western North Carolina area. Al and Michael kept asking her to come back to their team—and Tonya found that she missed working directly with clients as much as they missed having her there. She happily returned to the team, where she can focus on the part of the business she enjoys most: helping clients. Whether she's handling a routine request or working through something more complicated, Tonya tries to make the process as easy as possible for the client. She takes pride in getting things right, following through, and staying on top of the details until the request is complete. This position is her professional forever home and brings her a great deal of joy.
Originally from Olean, New York, Tonya moved frequently while growing up and attended 12 schools before graduating from Sun Valley High School in Monroe, North Carolina. She has called the Charlotte area home for more than 30 years and now lives in Gaston County with her husband, Robert. Two of their children live at home, while their youngest attends Western Carolina University in Cullowhee. Outside the office, Tonya enjoys crocheting and spending time with her family.
We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze different strategies, and develop a plan fit for your unique needs and goals.
Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. In his strategist role, he is responsible for providing direction to the firm’s clients on the macroeconomic, interest rate, and bond market investing climate.
Guy authors fixed-income market periodicals, which provide relative-value perspectives and recommendations across the fixed income spectrum. At Janney Capital Management, he oversees the firm's discretionarily managed bond portfolios, taking a client-tailored approach to generating consistent income across varying interest-rate environments.
Prior to joining Janney in 2006, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios. In this role, he oversaw risk and return for $20 billion in bank assets and derivatives.
Guy is also a frequent guest on CNBC, Bloomberg TV, and Fox Business News, and regularly speaks at financial industry conferences. He studied at Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA® Charterholder.
Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.
As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.
Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.
In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.
His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.
He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association