Barry Havener provides a broad range of financial planning services that can address your current and future needs and goals. Saving for college, saving for a home, starting a business, preparing for retirement and planning for the transfer of wealth are just a few of the areas where I can assist my clients. Whether it is today or tomorrow, for you or your loved ones, whatever is important to you is important to me. Understanding your finances is one part of the financial planning process. Understanding you is most crucial.