October 15, 2026
Tax Overlay: A Tax-Aware Path from Concentration to Diversification
We've recently added a new tool to our arsenal at Janney: Tax Overlay! Tax savings are a big consideration for many investors, and this allows us to streamline the process of helping clients manage their tax bill.
It's especially helpful if you are trying to diversify out of a concentrated stock position, which can happen frequently with an inheritance or an employer stock grant. We're happy to talk about how Tax Overlay could benefit you!
October 12, 2026
The Benefits of Transferring Wealth During Your Lifetime
Traditionally, an inheritance is something loved ones receive after someone passes away. But increasingly, individuals and families are considering another approach: sharing some of their wealth during their lifetime.
In the right circumstances this practice can be very helpful to the people receiving the gift. However, it can require some specialized planning to make sure everything is done properly.
October 12, 2026
1031 Exchanges: What Real Estate Investors Should Know
Real estate investors considering the sale of an investment property may want to understand how a 1031 exchange works and the requirements involved. Explore key considerations, including important timelines, qualifying properties, and potential tax implications.
September 30, 2026
Planning For Future Education Costs
This time of year, education costs are at the top of mind for many of us. Whether you are considering future expenses or just got done paying for this year, it's important to have a plan.
This checklist will help you get organized, and give you a starting point for a conversation with a financial advisor. Click "Contact Us" to schedule a conversation today.
September 29, 2026
Gen Z and the New Rules of Building Wealth: Why Investing in Your 20s Matters
Financial advisors love to talk about retirement, and for a large part of the population that is likely one of their biggest financial concerns for the future. However, it's not all that relatable for the younger generations. Things like rent, food, travel, and student loans tend to be a little more urgent.
If you're in your 20s - or if you have kids or employees who are - this article is a great place to start.
September 22, 2026
Preparing Your Children for Inheritance
Researchers estimate that up to $124 Trillion will be passed down over the next 20 years (Source: Cerulli Associates, The Cerulli Report—U.S. High-Net-Worth and Ultra-High-Net-Worth Markets 2024). If you plan to pass assets to your kids, grandkids, or other loved ones, it's important that they are prepared to manage it.
At the same time, it's equally as important that you have the conversation gradually, carefully, and in a way that you're comfortable with. Here are some thoughts on how to begin the conversation.
September 08, 2026
The Changing Medicare Landscape: Why it Matters to Your Retirement Plan
As Medicare costs and coverage evolve in 2026, it’s worth considering how those changes may fit into your broader retirement plan. If you have Medicare, our latest article highlights five updates that may factor into your planning decisions.
September 01, 2026
People are living longer than ever before. This is a great thing, but with retirement lengths stretching to 25 years or longer in some cases, retirement accounts are having to last longer as well.
The question this article asks is important: is your retirement plan built to handle increased longevity?
August 25, 2026
9 Considerations for 2026 Year-End Tax Planning
2026 is flying by, and with the last quarter fast approaching now is the time to look at your tax situation for the year.
Required minimum distributions, capital gains, and interest income all have the potential to increase your tax bill. This article reviews 9 things to consider as you take a look at your situation, either alone or with the help of a financial advisor.
August 17, 2026
Why Human Advice Still Matters in an AI-Driven World
AI can do a lot of things, even in the investment world. One thing it can't do, however, is take the place of a good (human) financial advisor.
This job is more about the people than the investments. In a world where the right answer depends on more than just numbers alone, a human advisor is indispensable.
August 10, 2026
Tax Overlay Management
Taxes can quietly affect portfolio outcomes over time. Janney’s Tax Overlay Management is designed to help protect after-tax value and support a more tax-aware approach to long-term planning. Learn more here: https://www.janney.com/wealth-management/solutions/tax-overlay-management
#TaxPlanning #PlanforMore #WealthManagement #Janney
August 06, 2026
Keep More of What You Earn: Building a Tax-Smart Portfolio
No matter how good your investment strategy, taxes are one of those things you just can't avoid. There are certain strategies that can help mitigate the impact of taxes on your investment returns.
From what type of account should hold what type of assets, to picking one type of fund over another, to tax loss harvesting and beyond - this article explores ways to be as tax-efficient as possible.
July 31, 2026
How to Reduce Taxes on Employer Stock in a 401(k) Plan
Many 401k plans, and other qualified retirement plans, allow employees to invest in the stock of their employer. Most of the time, money you take out of a 401k is taxed as ordinary income.
However, you may be able to defer taxes even further if the distribution includes employer stock, thanks to something called Net Unrealized Appreciation. This article explains what NUA is, and how it could potentially result in significant tax savings.
July 30, 2026
AI-Enabled Scams Are Becoming Harder to Detect. Here’s How to Protect Yourself.
It is becoming more and more difficult to tell scams from legitimate phone calls, texts, and emails. They are becoming more realistic every day, and the sheer number of them can be overwhelming (my record is 21 spam calls in a single day).
Here we explore some common scams, as well as actions you can take to protect yourself and your loved ones.
July 28, 2026
Designing Trusts That Encourage Responsibility, Not Entitlement
When you've accumulated an estate over your lifetime, it's natural to be concerned about your legacy. Will your heirs be good stewards of their inheritance and continue that legacy, or will they feel entitled - like they are owed what you've worked for so diligently.
If you find yourself asking this question, or one like it, this article is a starting point to learn about your options.
July 14, 2026
More and more, it seems like the markets bounce up and down constantly based on news headlines, social media posts, and even offhand comments made by public figures.
That means market volatility is increasingly a part of everyday life, and it can be stressful. Here are three strategies to navigate volatile markets while staying focused on your long-term goals.
July 10, 2026
Enhance Your Legacy Through Annuity Maximization
Planning for the legacy you want to leave may involve more than simply naming beneficiaries. Explore how annuity maximization may fit into your broader wealth transfer goals.
July 02, 2026
Concentrated Stock Positions: Planning Strategies to Help Manage Risk
Maybe you inherited a large number of shares in a single company from a grandparent. Or maybe your employer just went public, and you got a bunch of shares that make up a significant percentage of your portfolio.
A large, highly concentrated stock position has the potential for significant appreciation when the company is doing well, but it also introduces an outsize amount of risk into your portfolio. It's important to manage that risk appropriately; this article details a few ways to do just that.
