Our Team

No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor.

Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
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John R. Chase Jr., CFP®
Senior Vice President / Wealth Management, Financial Advisor
About John

John Chase is a Financial Advisor and CERTIFIED FINANCIAL PLANNER® professional based in the Florence, South Carolina office. He specializes in guiding individuals and families through investment management and retirement planning. John also partners with businesses to help them develop and grow their corporate retirement plans. As the managing partner of the Chase Wealth Management Group at Janney Montgomery Scott LLC, he oversees a team dedicated to delivering personalized financial strategies.

With a career that began in the investment industry as a Financial Advisor in May 2002, John has provided sound financial guidance to clients nationwide. He is committed to crafting comprehensive investment strategies that place his clients' best interests at the forefront.

John graduated from The Citadel, The Military College of South Carolina, where he excelled in various leadership roles. He holds several licenses with the Financial Industry Regulatory Authority (FINRA), including General Sales Supervisor (Series 9 and 10), National Commodities License (Series 3), General Securities License (Series 7), and Uniform Combined State Securities Law License (Series 66). Additionally, John has earned the prestigious CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc.

Outside of his professional endeavors, John is deeply engaged in his community. He is a dedicated volunteer and benefactor to local athletic programs, having coached youth sports such as baseball, basketball, and soccer. A passionate advocate for youth sports, John has spent countless hours helping children improve their athletic skills and build character. He also teaches the Young Adults Sunday School program at his church.

John has held leadership positions in various local organizations, including serving as President of the Pee Dee Area Citadel Club (2005–2008), Vice President of the Pee Dee Fine Arts Society, Board Member of the Florence Symphony Orchestra, and board member of the Florence Kiwanis Club and board member of Florence Little League Baseball. He has also contributed to the Boy Scouts of America, serving as a Den Leader for the local Cub Scouts.

In addition to his community service, John is an avid supporter of his children’s athletic and extracurricular activities. He resides in Florence with his wife, Mason, and their children, Jack (11) and Natalie (13).

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Wayne Howle
First Vice President / Investments, Financial Advisor
About Wayne

Wayne Howle has been one of the longest serving Financial Advisors in the Pee Dee Area. His experience in the areas of investments, retirement planning and insurance have helped him consistently deliver exceptional service since the 1980’s. Wayne has built his practice around working with families and individuals. He dedicates himself to understanding the client’s total financial picture in order to make recommendations in line with their needs in a unique and detailed manner. Along with General Securities Registrations Series 7, he also holds Series 63, 65, and 9/10. He is also holds the CLTC® designation, Certified in Long Term Care.


The quintessential southern gentleman, Wayne was raised in Darlington, South Carolina, a town that he still calls home today. Wayne resides there with his wife Sharon, and their two sons, Grainger and Kendall. Their oldest son, Philip, lives in nearby Hartsville, SC with his wife, Beth, and their two children, Banks and Ellison.


Active in the community, Wayne and his family are dedicated members of Darlington Presbyterian Church where he has been a rotating teacher of the Dudley Pauling Men’s Sunday school class for over 20 years. He is a past president of the Rotary Club of Darlington, and a Paul Harris Fellow. Wayne is currently a member of the Darlington, SC Kiwanis Club. Wayne faithfully served his country for 20 years in the South Carolina Army National Guard, retiring in 1996 as a Major.


Wayne received his Bachelor of Arts from the University of South Carolina in 1976. His interests are tennis with his boys, the history of golf, college football, and most of all his grandchildren, Banks and Ellison.


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Edward S. Reames
Senior Vice President / Wealth Management, Financial Advisor
About Edward

Spann Reames is a seasoned Financial Advisor with nearly 40 years of experience serving the Pee Dee area. Throughout his career, he has gained invaluable expertise by working with a diverse range of clients, including individuals, business owners, and private foundations. Spann has developed a tailored approach to financial planning, ensuring each client receives personalized strategies to meet their specific needs. By leveraging his extensive knowledge of investment and insurance products, he creates optimal investment solutions for his clients.

Spann’s career in the financial services industry began at First Union Securities, Inc., where he worked as a Financial Consultant. He then went on to serve as Senior Vice President and Investment Officer at Wells Fargo Advisors for eight years. Spann holds the Series 7, 6, 63, and 65 licenses, further strengthening his qualifications in the field.

A native of Bishopville, SC, Spann moved to Hartsville, SC, after high school, where he continues to reside. He is a proud graduate of Coker College in Hartsville, where he met his wife, Terrie. The couple has two children, Edward and Ashley, both of whom have their own families. Edward lives in Florence with his wife, Lauren, and their children, Liston (12) and Anderson (8). Ashley resides in Columbia with her husband, Tyler, and their son, Reames (1).

Spann is deeply committed to the Hartsville community. Over the years, he has volunteered with The Big Brothers Program through the Boys and Girls Clubs of the Pee Dee Area and served on the Coker College Board of Visitors. He and Terrie are active members of First Baptist Church of Hartsville, where they contribute to church activities and community service.

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Ginger S. Allen
Senior Registered Private Client Associate
About Ginger

Ginger S. Allen brings over 30 years of expertise in the financial services industry, dedicating her career to ensuring clients' expectations are consistently met and exceeded. Her commitment to delivering exceptional service has been the cornerstone of her professional journey.

Ginger began her financial services career in 1988 with First Union before joining A.G. Edwards & Sons in 1994. Over the years, she has earned multiple promotions, culminating in her current senior role within the organization. As a Vice President and Senior Registered Client Associate, she also held the title of Operations Manager for her branch, showcasing her leadership and operational expertise.

In her role, Ginger interacts daily with clients to coordinate meetings and reviews while resolving various administrative matters, including fund transfers, check disbursements, IRA required minimum distributions, new account openings, and record updates. Her credentials include FINRA Series 7, 63, and 66 licenses, along with certifications as a Certified Retirement Counselor and Business Productivity Specialist.

Outside of work, Ginger enjoys the company of her two beloved dogs, Sweet Pea and Abby. She remains steadfast in her commitment to serving clients with professionalism, care, and attention to detail.

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Jessica Hill, AWMA®
Wealth Planning Associate
About Jessica

Jessica is a dedicated member of our team, playing an essential role in various areas of our practice. Whether she's creating financial plans, conducting client reviews, assisting with portfolio construction, or helping clients with their requests, Jessica is unwavering in her commitment to delivering exceptional service.


Jessica’s career in Financial Services began in 2010 when she started working with Financial Advisor Wayne Howle at Raymond James and Associates. Over the years, she has gained extensive experience through multiple roles at several firms within the industry. Notably, she worked as a Financial Advisor for FB Wealth Management before transitioning to Janney. This experience has provided her with invaluable insight, which she now applies to effectively work alongside our clients.


Jessica, a graduate of Winthrop University, holds her Series 7, 63, and 66 licenses, as well as her insurance license. She has also earned her Accredited Wealth Management Advisor (AWMA) certification from the College for Financial Planning.


Jessica, a native of Florence, still calls it home with her husband of 24 years, Jason. In 2003, together, they opened Cold Stone Creamery, an ice cream parlor they continue to own and operate in the Florence community. Jessica attends and is actively involved in the Church at Sandhurst. Outside of work, she enjoys traveling, particularly to visit her children, Graham and Ellis, reading on the beach, and practicing yoga.

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Phillip H. Hobbs
Financial Advisor Associate
About Phillip

Phillip is a Financial Advisor Associate.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Guy LeBas
Chief Fixed Income Strategist, Janney Montgomery Scott LLC Director, Custom Fixed Income Solutions, Janney Capital Management
About Guy

Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.

 

Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.

 

Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.

 

Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.

 

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Mark D. Luschini
Chief Investment Strategist, Janney Montgomery Scott LLC President and Chief Investment Officer, Janney Capital Management
About Mark

Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.

 

As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.

 

Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.

 

In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.

 

His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.

 

He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association

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