Our Team

We will coordinate the services of a team of professionals, delivering the experience and knowledge necessary to help guide you through various investment decisions, regardless of changes to your situation.
 
We can help you choose the appropriate equities or fixed income vehicles in which to invest, or can oversee a comprehensive financial plan for your family’s long-term financial goals.
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Jeff W. Sellers, AAMS®
Executive Vice President/Wealth Management, Financial Advisor
About Jeff

Jeff's business philosophy of providing balanced information and personal attention has served him and his clients well for over 30 years. His wealth management process incorporates diversification and risk management to help families accomplish their investing and personal goals. His extensive background in individual bonds helps him to address the safety and income needs of his clients. Jeff firmly believes a family should have their income needs met before they incur the higher risk of equities. He believes his execution of the wealth management process is what sets him apart.


Because of the platinum level of concierge service he provides clients, Jeff limits new relationships to those in which he can truly add value. The foundation of his practice is the discovery meeting, which helps both Jeff and any potential new client determine if they are a good match. Once established, he conducts a thorough analysis of the client's need and goals. When appropriate, he will work with the client's other trusted advisors or introduce his network of professional advisors, including CPAs, insurance specialists and estate attorneys.


Jeff has attained the designation of Accredited Asset Management Specialist(SM) through the College of Financial Planning. A longstanding member of the Financial Planning Association, he is well known for his appearances on NBC WPTV Channel 5 as a financial advisor and has been quoted in The Palm Beach Post on matters related to the economy and financial markets.


Jeff serves on the Board of Advisors for the local chapter of the Renewal Coalition (formerly Wounded Warriors Second Chance) and serves as an Ambassador to the Honda Classic helping raise awareness for the Children's Healthcare Charity. Jeff also actively served for several years on the Board of Governors for Big Brothers/Big Sisters of Palm Beach County and the Board of Directors and Executive Committee for SunFest. A true Florida native, he lives in Palm Beach Gardens with wife Elizabeth and their twin sons, William & James. He enjoys spending time with his young family, working on his golf game and whenever possible, free diving.

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Greg F. Young, CFP®, CIMA®
Executive Vice President/Wealth Management, Financial Advisor
About Greg
At the age of 10, Greg found himself terrified with the unexpected death of his father and a mother faced with ‘I don’t know how we are going to make it.’ At an early age, Greg realized the one thing that money does really well: “it provides security”. Grounded in the passion of helping others, achieving and retaining financial freedom, and the confidence it brings is at the core of his practice. Greg has spent a lifetime honing his skills in the area of finance, economics and the pursuit and retention of that security he discovered the value of at such an early age.

Greg studied accounting at Anderson University, finance at the Moore School at the University of South Carolina, received his post graduate degree in management from Clemson University and earned his certification as an investment management analyst from the University of Pennsylvania’s Wharton School.

Greg analyzes client needs and follows through with the details that help create comprehensive, effective financial plans. He is a registered investment advisor representative, a registered principal in the securities industry, and has earned certification as both a CERTIFIED FINANCIAL PLANNER™ professional and a Certified Investment Management Analyst℠ professional.

He started his career 1981 as a financial analyst at San Francisco-based Guy F. Atkinson Co., where his focus was on analyzing field operations, developing cost-savings strategies and implementing those ideas. He ventured into entrepreneurship in 1985, successfully opening and managing a real estate investment company. Then, in 1994, Greg made a decision to refine his life’s work to an area that had always fascinated him – personal finance.

Greg pursued and was recruited to participate in a pilot program with one of Wall Street’s largest firms. The goal of the program was to develop advisors who could add a dimension to field offices that had only been available through “boutique” offices for the very wealthy. He spent three years being mentored by money managers, tax and estate planning attorneys, risk managers, and relationship experts to increase his expertise of managing personal wealth. Currently, Greg utilizes his knowledge and experience to help high-net-worth clients manage all the facets of personal wealth utilizing a highly structured process within a goals-driven platform.

Currently, Greg is a member and past board member of the Gold Coast Financial Planning Association, a member of the national Financial Planning Association, a member in good standing with the Financial Planning Board of Standards and a member of the Investment Management Consultants Association. He is also a past board member of The Ambassadors of Jupiter Medical Center Foundation and the endowment committee for the National Center for Missing and Exploited Children.

He enjoys spending his spare time pursuing his passions for fitness, photography, building furniture, traveling and fly fishing. He is a proud father of two daughters, Connie and Beth, and finds joy in being Papa to his grandson, Felix Gregory.
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Philip G. Blumel, CFP®
Executive Vice President / Wealth Management, Financial Advisor
About Philip

Philip assists his clients in articulating their goals, so that together they can map out a path designed to reach them. He offers a holistic approach, meaning that all investment decisions refer back to the financial plan.


He understands that each family is different and it is incumbent upon an effective planner to have the broadest possible education and experience – to help ensure the most appropriate and effective strategies are chosen to meet the unique life of every client.


As a Certified Financial Planner™ professional, Philip has training in and works actively to stay up to date in all the major aspects of financial planning, including retirement planning, estate planning, tax planning, insurance planning, investments and cash management. He adheres to the CFP Board’s code of ethics for integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence.


Philip was drawn to the study of the economy from a very young age. “I was inspired in part by Leonard Read’s classic ‘I, Pencil,’ which my father shared with me when I was in grade school,” Philip says. “That essay opened my eyes to the wonders of human ingenuity and how free markets coordinate and advance it.”


Prior to joining Janney, Philip worked at Raymond James since 1996, encouraged by his father, George, who became an investment advisor after selling his printing and publishing companies. Financial services is soon to become a third-generation family tradition. His son John Blumel graduated from the University of North Florida with a financial planning degree in 2022 and, after spending two years training and working for Janney in Miami, joined the Crossroads Wealth Planning team in early 2024. “I hope I can be half as good a mentor for Johnny as my father was to me,” says Philip.


As he has throughout his career, Philip remains active in causes he believes in and he is currently president of the national advocacy organization U.S. Term Limits. In addition, he is a past board member of the Palm Beach Habilitation Center, past supervisor of the Palm Beach County Soil and Water District Board of Supervisors, and a past trustee of the Lake Worth Police Pension Board.


Earlier in his career, Philip was a copy editor, writer and page designer at the Palm Beach Post/Daily News. He earned a master’s degree in economics and a bachelor’s degree in journalism from the University of Florida.


Philip was born in northern New Jersey, and lived with his family in Chicago and again in New Jersey before moving to South Florida in the mid-1970s. Today, he and his wife, Julie, live in Lake Clarke Shores, Florida. They have two adult children, Johnny and Georgia. In his free time, Philip enjoys reading, traveling, hiking and kayaking. He also has an eclectic love of music and a collection of vinyl LPs numbering in the thousands.

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T. Jack Gary, III, AAMS®
Senior Vice President/Wealth Management, Financial Advisor
About T.

Jack brings over 50 years industry experience, a broad understanding of the financial markets and a keen ability to identify the opportunities and challenges facing individuals, families and businesses in today’s global and domestic markets. Jack has built a diverse client base helping them manage, maintain and transfer their wealth through leveraging his deep understanding of equities, bonds, insurance, options and alternative investments.


Jack began his career in the financial services industry in 1966 with Francis I. DuPont in Norfolk Virginia and then joined PaineWebber as a Branch Manager and Regional Manager in 1970. After 15 years with PaineWebber, Jack joined First National Bank in 1985 to help establish a bank owned full service securities operation and began working with bank clients as a financial advisor. In 1988, Jack was Founder and CEO of Crown Financial, a fully registered broker dealer specializing in investment opportunities within the savings & loan and bank industries. Under the Crown Financial umbrella, he also was a Registered Investment Advisor that managed 2 hedge funds.


Jack joined Raymond James as the Branch Manager of the West Palm Beach office in 1995 and served in that capacity until 2011 when he chose to focus on his role as a financial advisor. During this time, he was appointed to the Raymond James Executive Committee.


Jack holds many industry licenses and accreditations – General Securities License, Securities Principal and Options Principal, and is an Accredited Asset Management Specialist.


Jack graduated from the University of Virginia with a B.S. in Finance. Immediately after graduation, he joined the U.S. Coast Guard and attained the rank of LT JG serving in Florida and Virginia. He now lives in Palm Beach Gardens and enjoys spending time fishing with his 4 sons. 

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Brian M. Gary, AAMS®
Financial Advisor
About Brian

Brian was hired by Raymond James in 2013 after graduating with a B.A. in Finance from the University of Central Florida. He began his career at their home office working in the Research Department for Closed End Funds and Exchange Traded Funds. During this time he was able to learn and improve his analytical skills, service skills and overall knowledge of the markets. He was later accepted to the Raymond James Advisory Mastery Program in 2015 and is excited to bring the knowledge and experience that the program offered to the Crossroads Wealth Planning Group team.


Brian is Series 7 and 66 licensed and is a designated Accredited Asset Management Specialist (SM) through the College of Financial Planning.


Brian enjoys volunteering and regularly works at St. Ann’s Place Food pantry as well as serving on his local JDRF chapters young leadership committee. Being born and raised in South Florida, Brian enjoys deep sea fishing, golf and boating in his spare time. He lives in West Palm Beach with his wife Brittany and their goldendoodle Cooper. 

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Beth A. Young, MBA, CPA
Financial Advisor
About Beth
Beth joined Crossroads Wealth Planning Group after starting her career at Deloitte & Touche, where she audited Fortune 500 companies and their subsidiaries. Utilizing her project management and technical skills acquired through her extensive education and work at Deloitte, coupled with her compassionate nature, Beth endeavors to guide her clients toward achieving, and maintaining, financial independence.

She earned dual undergraduate degrees in Accounting and Finance with a minor in Psychology from the University of South Florida and a dual Masters in Accounting (MAcc) and Masters in Business Administration (MBA) from the University of Tampa. She is a Certified Public Accountant (CPA), and holds her Series 7 and Series 66 licenses.

Beth lives in her hometown of Jupiter, FL. She enjoys traveling, spoiling her nephew, and volunteering at her local animal shelter and the United Way’s VITA program.

*Neither Beth Young nor Janney Montgomery Scott, LLC. provide tax advice.
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Jennifer C. Cutolo
Senior Registered Private Client Associate
About Jennifer

Jennifer was recruited to join Raymond James in the fall of 2007 as part of Jeff Sellers' team, bringing over 20 years of marketing service and advanced operational experience. Her entire career has been centered around providing exceptional support and service.


Her decision to transfer her wealth of experience to the financial services industry has been a blessing to Jeff and his clients. Jennifer’s swift response to service requests and her incredible attention to all details has earned her the valuable trust of our clients and colleagues. 

  

She has the natural ability to help clients feel at ease regardless of what it is, whether it be a difficult life event or a complicated back office questions. 


Jennifer has her Series 7, Series 66 and Series 9/10 licenses as well as the Financial Paraplanner Qualified Professional™ designation.


A Florida native, Jennifer lives in Palm Beach Gardens with her husband Chris and two daughters, Kate & Maggie.

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Marjo A. Ylipelkonen, CFP®
Senior Registered Private Client Associate
About Marjo
Marjo has worked alongside Greg Young since March 2014 managing the client and administrative operations.

“Marjo’s ability to excel in her role has been monumental, as witnessed by her relentless passion to be the best at her role on our team. In 2016, Marjo was awarded the ACE Award for her Commitment to Excellence and, in 2017, she was invited to an enrichment conference among an elite group of her peers.  On top of all her responsibilities at work and as a Mom and spouse, Marjo has managed to study for her CERTIFIED FINANCIAL PLANNER designation, an equivalent to a Masters Degree.  She is an invaluable asset to our team and to our client experience.” - - - Greg Young

Her strong work ethic comes from working in her family’s art and framing business since the ripe age of 5—when child labor laws weren’t as strict. Her career path next led to serving the members of The Church of Bethesda-by-the-Sea in Palm Beach, FL where she worked as their Stewardship and Membership Coordinator and learned a different value of money.

Marjo’s meticulous attention to detail, innate organizational skills and desire to help others make her a perfect fit for managing the administrative side of Crossroads Wealth Planning Group.

Marjo has a Series 7 securities license and a Bachelor’s Degree in Business Administration in Management from Hofstra University.

While originally from Finland, Marjo has lived in Palm Beach County for the majority of her life. She enjoys spending time with her family and friends, DIY (Do-It-Yourself) home projects, event planning, and being Momma to her beloved daughter, Leila.
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Christina D. DiGiovanni
Private Client Associate
About Christina

Christina DiGiovanni joined Crossroads Wealth Planning Group in May of 2021. She has over 25 years of experience in the financial industry. She began her financial services career at E.F. Hutton, later working for Prudential Bache Securities Inc. where at a very young age obtained her series 7 license and went on to obtain her Series 63 license 8 years later. She left Prudential Securities Inc. (previously, Prudential Bache Securities, Inc.), where she worked for 12 years, to join Janney. She took a break from the industry in 2012 to be a full time Mother to her two young children.

 

Christina assists with all administrative, operational and client service issues. Her work ethic and positive attitude makes her a significant asset to the Crossroads Wealth Planning Group. She enjoys being a resource for clients and assisting them with their administrative questions and helping to provide answers.

 

Christina enjoys spending time with her family, reading, bicycling and volunteering. 

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Sandy White
Private Client Associate
About Sandy

Sandra delivers a high level of quality administrative and operational service to their clients. Always helpful and highly knowledgeable, her ongoing priority is to build strong and trusting relationships with clients, and to ensure they enjoy an extraordinary client experience.

Sandra also supports the business operations of the team in various aspects.


Her duties also include daily account trading, managing daily cash flow and incoming funds, and assisting clients with account-related questions. “Phil knows WHAT to do and I know HOW to do it,” Sandra says.


Prior to joining Janney, Sandra served at Raymond James since 1988 and holds her Series 7 securities license. She was born in West Palm Beach and now makes her home in Stuart, Florida.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Dan Wantrobski, CMT®
Managing Director, Director of Research
About Dan

Dan Wantrobski is Director of Research at Janney Montgomery Scott and has over 20 years of industry experience as a technical analyst and strategist.

 

Mr. Wantrobski spent the first 10 years of his career at Paine Webber and UBS, where he developed his knowledge as a technician and macro strategist following the equity, fixed income, commodity, and currency markets. He has also spent time at Fox Pitt Kelton, Bedford Quantitative, and New Albion Partners. From 2008 to 2016, Mr. Wantrobski served as Janney’s technical strategist.

 

Mr. Wantrobski regularly comments in the media on key issues arising in the industry, with appearances in outlets such as The Wall Street Journal, Reuters, The Philadelphia Inquirer, CNBC, Fox Business, and Bloomberg TV. He is also a frequent speaker at financial industry conferences, including the Ernst & Young Annual Firm Conference where he has served as a guest speaker for the last five years.

 

Mr. Wantrobski is a Chartered Market Technician ® (CMT) and attended Villanova University, graduating cum laude with a B.S. in Finance.

 

He currently resides in Moorestown, NJ where he volunteers as a firefighter with Relief Engine Co. 312.

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Greg Drahuschak
Market Strategist
About Greg

Greg Drahuschak joined Janney in 1991. He has over 45 years of economic experience and provides daily, weekly, and monthly market commentary, with a particular focus on the equity market, to Janney and our clients.

 

Prior to joining Janney, he worked as a retail broker with—and eventually transitioned into the research departments of—Butcher & Singer and Wheat First Securities. He was also an instructor at Robert Morris College and the University of Pittsburgh.

 

Greg has written articles for several newspapers and websites, and has been the featured financial professional on many live radio broadcasts. 

 

He earned his B.A. in fine arts from the Indiana University of Pennsylvania, as well as certificates from the Wharton School of the University of Pennsylvania and from the New York Institute of Finance.

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Jack Cintorino
Vice President, Senior Financial Planner
About Jack

Jack Cintorino, based out of the Alexandria, VA branch, provides assistance and support in many aspects of financial planning to Janney’s Financial Advisors and their clients. Prior to joining Janney, Jack was employed at AXA since October 2012 as Director / Lead Manager and Senior Case Design Consultant focusing on Estate and Charitable Planning. He holds a BA degree from State University of New York at Stony Brook, and Juris Doctor (JD) degree from Touro College School of Law.

 

Jack has been a featured guest on a cable television investment program, has had several articles published within the industry, and has been a guest speaker at numerous industry and public seminars.

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Mike Halloran, CFA
Equity Strategist
About Mike

Mike Halloran serves as an Equity Strategist in Janney’s Investment Strategy Group. Bringing over 20 years of financial service experience to Janney’s established team of professionals, Mike analyzes all asset classes with particular emphasis on equity research.

 

Prior to Janney, Mike was Vice President of Market Strategy for BPU Investment Management Group, and was responsible for the development of the firm’s global outlook and implementation of numerous investment strategies. His previous experience includes performing equity research for large cap core and growth mutual funds, and working in PNC’s investment banking organization supporting M&A, high yield, private placement, loan syndication, and derivative security transactions. He is also an adjunct finance professor and former aerospace research engineer.

 

Mike received his B.S. in Mechanical Engineering from the University of Pittsburgh, M.B.A. from Carnegie Mellon University and his M.S. in Mechanical Engineering from the University of Florida. He also holds the Chartered Financial Analyst (CFA) designation.

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Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.