Certification for Long-Term Care®

CLTC® Certification for Long-Term Care educates professionals on the critical importance of extended care planning.
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CLTC® Certification for Long-Term Care educates professionals in the fields of insurance, financial services, law and accounting about the severe consequences a need for care over an extended period of years would have, not on their client, but on the emotional, physical and financial wellbeing of those the client loves. The goal is to give these professionals the proper skill set to discuss those consequences, offer a plan to mitigate them, and when appropriate, recommend long-term care insurance as a funding source for that plan.


A CLTC is a planning professional who:

  • Is interested in helping their clients protect their families and understand how complex that process can be
  • Is current in the complexities of long-term care, insurance, retirement and end of life planning
  • Can see the bigger picture as it relates to loved ones who will bear responsibility in the event of a long-term care event
  • Can frame difficult conversations to help create and enact a plan that provides peace of mind
  • Has competence and interest in long-term care planning


These professionals must pass multiple courses and a comprehensive exam to earn this designation. In addition, they must maintain their proficiency by completing continuing education classes each year.


Michael Dadko earned the CLTC® designation in 2001.


For more information about Long Term Care and how a CLTC designee can help you and your loved ones, please visit the Certification for Long Term Care Website.



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