Recent Updates

Investors who remain committed to their financial goals in the face of short-term turbulence may experience advantages in the end.

Did you know an estimated 65 to 80% of a business owner’s net worth is tied to their business?* If you’re approaching retirement age, you need to protect the wealth you have built. Financial planning and business succession planning can help you understand the nexus of your personal net worth, the value of your business, and the exit strategies that will allow you to enjoy the benefits of years of hard work and sacrifice. Join us to hear Janney thought leaders highlight our collaborative approach in addressing the unique needs of business owners. Register here: https://advisor.janney.com/janneyevents/events/financial-strategies-for-business-owners/ *According to estimates from the Exit Planning Institute

Be sure to check out our 2024 tax resources for updated mailing schedules, tax forms, and other helpful resources as you prepare for upcoming tax deadlines.

When you understand what’s expected for the economy and markets in the coming year, you can better develop a long-term investment strategy. Read our Outlook here.

Please join us in welcoming Billy Plunkett to our team! Billy is a highly motivated professional with a background in sales and client services, now transitioning to the financial sector as a Private Client Associate for the Ozazewski/Decker/Plunkett Wealth Management Team. Billy holds a Bachelor of Science in Sport Management from York College of Pennsylvania, with a minor in Athletic Coaching. Billy has honed his skills in client relations and sales in the financial publishing industry, most recently at Porter & Company Research and Money Map Press. While there, he consistently exceeded sales targets and built a strong reputation for client satisfaction and revenue generation. In his new role as a Private Client Associate with the Ozazewski/Decker/Plunkett Wealth Management Team, Billy brings a wealth of experience in client-focused service, sales, and relationship-building. His proven sales success and ability to thrive in dynamic environments make him a valuable addition to our team, where he will support our financial advisors and be creating relationships with our clients. Helping people has always been a priority for Billy. Outside of school and then work, he has coached high school basketball for nine years, demonstrating his dedication to guiding others toward success. Billy’s interest in finance was inspired by his mother, Libby Plunkett, and he is excited to take this passion to a new level as he works toward becoming a financial advisor. Please join us in welcoming Billy!

Whether you are considering a sale in the near term or just beginning to put a plan in place, you should focus on maximizing the value of your company. An investment banker can help. In this webinar, join members of the Janney Investment Banking team, leaders in middle-market advisory and financing solutions, to learn how a collaborative approach, in-depth industry knowledge, and sector expertise can produce positive results tailored to your needs.

We are proud to announce that our team, Ozazewski, Decker, Plunkett Wealth Management Group, has once again been recognized on the Forbes Best-in-State Wealth Management Teams list for 2025. This marks our second consecutive year receiving this esteemed honor. This recognition reflects our unwavering commitment to delivering exceptional wealth management services and fostering long-term client relationships. We extend our deepest gratitude to our clients for their continued trust and support! We remain dedicated to providing personalized, high-quality financial guidance, and we look forward to what the rest of this year will bring.

Explore Janney's 2025 Market Outlook for valuable insights into our expectations for the year ahead!

What can we expect for the economy and markets in 2025? Join our exclusive virtual presentation where Janney’s Investment Strategy Group shares their views on what you should know about the markets’ potential impact on your portfolio strategy.

The end of the year is a great time to start thinking about your taxes for the upcoming year. Here are things you can do now to get on track for 2025.

Giving the gift of education is one of the most impactful ways to support a loved one’s future. A 529 savings plan, with its tax benefits and flexibility, offers a smart way to contribute to their success while creating lasting opportunities.

We are welcoming Eliot Latchaw to our team!! With over 30 years of distinguished service in law enforcement culminating in the rank of Captain, Eliot Latchaw brings a wealth of leadership, strategic decision-making, and community focused experience to the financial services industry by joining our team. As a former law enforcement executive in one of the nation’s largest police agencies, Eliot has consistently demonstrated integrity, accountability, and a commitment to serving others. Qualities that now guide his approach to helping clients achieve their financial goals. Recently earning a degree in Finance and retiring from law enforcement, Eliot has begun a second career and joined the Ozazewski/Decker/Plunkett Wealth Management Team at Janney Montgomery Scott LLC as a Financial Advisor Trainee. His unique combination of leadership experience and academic excellence enables him to provide a disciplined, solutions-oriented approach to financial planning. Eliot is committed to understanding each client’s unique needs and delivering tailored strategies that prioritize their long-term financial well-being. Clients can trust Eliot to be a dependable partner in their financial journey. Eliot’s law enforcement career instilled in him a deep sense of responsibility, the ability to manage complex situations, and a steadfast dedication to protecting and serving. These traits translate seamlessly into his new focus as a financial advisor trainee, where he is devoted to safeguarding clients’ financial futures with that same level of care and commitment he has had his whole life. Outside of work, Eliot is passionate about community involvement and mentoring others while enjoying time with his family and friends. Eliot believes in empowering individuals to make informed financial decisions and strives to build lasting, trusted relationships with every client he serves.

Now is a great time to focus on year-end tax planning. This article covers helpful strategies to minimize your tax burden and maximize your savings now and in 2025.

While you cannot predict serious illness or accidents, for your peace of mind now and your family's financial future, be prepared in advance with proper estate planning.

Join the Bel Air office for our annual document shredding event. This Saturday October 5th from 9am-12pm, in our parking lot at 116 Hays Street, Bel Air, MD 21014. This event also benefits Socktober! A charitable initiative that provides new socks to homeless shelters. A dropbox will be available. Any donation is appreciated!

Are you considering the growth of your estate over time? Even with withdrawals for retirement income, your total estate value could potentially be pushed over the projected exemption amounts. Click here to learn more about estate planning: https://tinyurl.com/46sjzkup

Year-End Planning & Election Update with Jeff Bush. Join our exclusive virtual seminar! Political and financial correspondent Jeff Bush of The Washington Update will provide a nonpartisan analysis of what’s going on in Washington, the potential implications of the presidential election, and planning strategies that can help you keep your financial goals on track. Only those who register and attend can access the post-event recording, so don’t miss out!

Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.