When someone inherits an IRA, one of the first questions is: “Can I just leave it alone and let it keep growing?” The rules changed under the SECURE Act. Many inherited IRAs must now be distributed within 10 years, and depending on the situation, annual withdrawals may also apply. That can create unexpected tax consequences if withdrawals aren’t planned carefully. Waiting until year 10 to withdraw everything can sometimes lead to a large tax bill depending on your circumstances. If you or someone in your family inherits a retirement account, understanding these rules can make a big difference. 🎥 Watch the video for a brief explanation below.

When you have a child, one of the first things that changes—outside of your daily routine—is your financial picture.From estate planning and guardianship considerations to life insurance, employee benefits, tax strategies, and college savings planning, there are several areas many growing families choose to review during this stage of life.A lot of parents focus on one item, like opening a 529 plan, but often the bigger conversation is how all the pieces fit together—especially when cash flow, childcare costs, or changes in work schedules start to shift the household budget.If you’re expecting or recently welcomed a child, taking time to understand these areas can be an important step in protecting and providing for your family.🎥 Watch the video for a brief explanation below.

People are making a tax decision in their 401(k) every single paycheck… and many don’t even realize it.The choice between Roth and pre-tax contributions can impact taxes, retirement income, and long-term flexibility over time.For some individuals, Roth contributions may make sense earlier in their career, while pre-tax contributions may become more valuable during higher earning years. In many cases, having a mix of both can create flexibility later on.One thing many people don’t realize is that most 401(k) plans automatically default to pre-tax contributions. So unless you’ve reviewed your elections, there’s a good chance that’s what you’re currently using.🎥 Watch the video for a brief explanation below.