Research & Insights

Access our latest research and insights covering market news, financial planning topics, and more.

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Janney’s Strength and Stability
We would like to share this message from our Interim President regarding Janney’s strength and stability, and our continuing perspective on the Silicon Valley Bank financial collapse: A Message from Tony Miller, Interim President on Janney’s Strength and Stability The news of the financial collapse of Silicon Valley Bank, and the subsequent effect this is having in the marketplace, can be concerning. When financial distress surfaces at one institution, this can call into question the stability and soundness of our banking system and financial markets and this no doubt challenges our confidence. We will continue to monitor and see in the coming days how the banking system, the FDIC, and Fed work to minimize the impact.There are a few important things to share regarding Janney’s financial stability in light of this news:Our business model, by design, is focused on serving clients while ensuring long-term financial strength and stability.We are very well capitalized. We maintain an excess net capital position which is 10 times the regulatory requirement. Additionally, our parent company, The Penn Mutual Life Insurance Company, carries over $3 billion in excess capital.Penn Mutual carries the following agency ratings:A.M. Best, A+ (Superior) Reaffirmed March 2022Kroll Bond Rating Agency, AA (Very High Quality) Reaffirmed November 2022Moody’s Investors Service, Aa3 (High Quality) Reaffirmed April 2022Standard & Poor’s, A+ (Strong) Reaffirmed December 2022Fitch Ratings, AA- (Very Strong) Affirmed November 2022We do not maintain any public debt, allowing the Firm to operate completely unleveraged.We have steady and stable earnings with two recent record years in both revenues and profits, and a record of quarterly profitability that goes back nearly 140 quarters.Our Janney Insured Sweep Cash Management program has not been impacted. We consistently monitor all banks associated with this program and will continue to do so in light of this news. Read more about Account Protection at Janney at Our equity research and investment strategy teams will continue to provide commentary and perspectives as news progresses. Visit or our secure client portal, Online Access, at for the latest insights. Market turmoil, while challenging, reinforces Janney’s position of stability today and the value we seek to bring to each client relationship.Thank you for choosing Janney and the trust you’ve put in your Advisor and our Firm.  If you would like to discuss this, please call or email us at 724.934.3418 or
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Janney Insured Sweep
Janney Insured Sweep puts your cash to work at a competitive market interest rate at one or more participating banks, and provides Federal Deposit Insurance Corporation (FDIC) protection.
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May Investment Perspectives
We examine why it has not looked like a recession yet, how the Fed policy tools have changed, and whether the stock market will remain resilient through the coming months.
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Your Assets are in Good Hands: Resources and Account Protection at Janney
Through every market condition, through every stage of your life—and your family’s life—Janney provides stability and coverage for the safety and security of your assets.
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Using Life Insurance as a Retirement Planning Tool
Cash value life insurance can offer you both financial security and a tax-deferred way to accumulate additional funds for retirement that can work similarly to a Roth IRA.
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The Changing Landscape of 529 Plans
Over the last few years, there have been a number of policy changes related to 529 plans due to the introduction of the PATH Act, Tax Cuts & Jobs Act, SECURE Act, CARES Act, and most recently the SECURE Act 2.0.
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Portfolio Construction
A home and investment portfolio are two of the most important family assets.
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Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.