Our Team

The Heritage Group unites complementary strengths with more than 50 years of combined financial services experience. Each member of The Heritage Group represents the ability to provide high-end value to every client relationship.

The Heritage Group focuses on comprehensive wealth management, which includes financial, retirement, insurance and education funding planning. Using their industry knowledge, they work together with their clients to recommend a life cycle planning strategy which is designed to manage their wealth.

By establishing a risk tolerance and investment goal profile with each client, they determine the investment strategy best suited to help clients toward achieving those objectives.
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John V. Ruggiero
Executive Vice President / Wealth Management, Financial Advisor
About John

John has been in the financial services industry for more than 20 years; in that time, he has acquired the level of perspective and knowledge necessary to make recommendations for his client’s short- and long-term goals. His career is dedicated to providing unbiased advice and guidance on a personal level. John is strongly committed to making sure his clients are aware of the investment options available to them, and together they can make informed decisions and feel confident about their financial plan.

Outside of the office John enjoys boating, skiing, and spending time with his family and friends. John and his wife Dana have two children and currently live in Lighthouse Point, Fl.

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Faith Sutter
Senior Registered Private Client Associate
About Faith

Faith Sutter began her career in financial services in 1999 and joined Janney in 2009. Faith currently serves as Senior Registered Private Client Associate for The Heritage Group. As often the first point of contact for many clients, Faith is available to support clients in the day-to-day management of their accounts. Faith's experience, professionalism and knowledge of the industry make her a valuable resource for The Heritage Group and their clients.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Guy LeBas
Chief Fixed Income Strategist, Janney Montgomery Scott LLC Director, Custom Fixed Income Solutions, Janney Capital Management
About Guy

Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.


Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.


Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.


Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.


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Mark D. Luschini
Chief Investment Strategist, Janney Montgomery Scott LLC President and Chief Investment Officer, Janney Capital Management
About Mark

Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.


As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.


Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.


In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.


His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.


He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association

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Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.