Outlined here are highlights of the new SECURE Act 2.0 that may impact you—both now and in the years to come.

It's an old sports saying, but, over the last few years, investors and advisors truly have had to "keep their heads on a swivel." Twice in the last three years, there have been major changes to retirement laws in the US. First came the SECURE Act in late 2019. That was followed by the so-called "Secure Act 2.0" at the tail end of 2022. While "2.0" didn't change the law to the same degree as its predecessor, it DID make over 100 retirement-related changes. Our group sifted through all of those items and highlighted the ones we believe will be most impactful moving forward. Click below to read our recap of these changes and to sign up to receive future email updates from our team. We take tremendous pride in our highly-specialized knowledge in this area and welcome the opportunity to speak with anyone (client or not) about them in greater detail. If you or anyone you know have any questions, you can reach us... via phone: (724) 743-3301 via text: (724) 888-5684 or via email: themcnamarainvestmentgroup@janney.com https://conta.cc/3ZkDRPK

Click the link below to read our latest monthly newsletter! This month's topics include a recap of recent awards for our team and firm, details about our upcoming cybersecurity event and a rundown of the latest market headlines, among others. Enjoy!! https://conta.cc/3kD4AqV

Chances are you've heard of a Santa Claus rally in the markets. If not, it's a stretch of 7 trading days (5 at year-end and 1st 2 of the next year) that market lore says will provide a glimpse of what's to come in the year ahead. Janney's Investment Strategy Group recently put that theory to the test and explored a potentially better one - the January Indicator Trifecta. Click the link below to find out more - and where we stand on the road to a potential "hat trick." https://www.janney.com/capital-markets/deal-announcements/deal-announcements/detail/insights/2023/01/10/santa-might-not-be-done

In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime. Join our exclusive webinar to hear from Jeff Lanza, retired FBI Special Agent, where he’ll cover simple, valuable tips on how to protect your identity and computer, and be aware of potential scams.

Outlook 2023 offers the Janney Investment Strategy Group’s baseline forecasts for the economy and equity and fixed income markets in the coming year.

Weekend Reading Alert! What were the big market headlines in December? What are the big changes - for both our team and the industry in general - moving forward? What should you be considering from a financial standpoint as a new year begins? We address these questions and so much more in the latest edition of our monthly newsletter. Click the link to view our latest newsletter, and don't forget to sign up for our email list to ensure you don't miss out on future resources like these. Happy New Year! https://conta.cc/3YSsdeF

To conclude our team’s annual focus on local charitable organizations, Dennis made his contribution to Blueprints of Washington, PA. Their mission is to help families and individuals in the area become self-sufficient, with the help of the entire community. “My wife, Debbie, first got involved with Blueprints,” said Den. “She encouraged me to go with her on a recent donation drop-off. New clothing, bedding and other basic items that so many of us take for granted were extremely important to the family. On our way home, we could not stop talking and thinking about other ways to help. “Blueprints focuses on four main areas – mind, home, health and wallet. I’m especially impressed with the financial education they provide, emphasizing career development, budgeting and tax-filing assistance. Their holistic approach to helping those in need, we believe, truly helps families and individuals become self- sufficient in today’s ever-changing world.” For more information about Blueprints or to show your support for this great organization, visit their website at https://myblueprints.org/.

Our team is recognizing another great organization that is near-and-dear to our hearts. This week, Ryan chose to make his contribution to the Center for Organ Recovery and Education (CORE). “My connection to CORE began in 2017 when my wife, Heather, and I learned of our son, Patrick’s, terminal diagnosis of anencephaly,” said Ryan. “After discovering that neonatal and infant donation would be a possibility for Patrick, we chose to have his legacy live on with his purposeful gifts. “Since then, I’ve been an active member of CORE’s Donor Family Advisory Council, whose purpose is to provide input regarding grief support and donation education given to all organ, tissue and cornea donor families. In fact, this past September, I had the privilege of being a featured speaker at CORE’s annual Special Place ceremony.” Ryan asks that if you are not already a registered organ donor, you consider doing so online via CORE’s website - https://core.org/register/. You can also view a video from last September’s Special Place ceremony by visiting https://core.org/specialplacelive/.

Continuing with our team’s year-end charitable giving, Dan chose to make a contribution to the Coshocton Community Choir, based in his hometown of Coshocton, Ohio. The choir recently celebrated its 50th anniversary and, during those five decades, it has become a mainstay of the community. The choir’s primary focus is to worship God through song, which it does featuring choirs for adults, high school students and its children’s choir. Why the Coshocton Community Choir? "Coshocton is a town of roughly 11,000 in a county of a little more than 36,000 people. Yet despite its size, the community is among the best in the region in its musical tradition,” said Dan. “Growing up, I sang in all three choirs. Yet the experience went far beyond mere singing – it was about friendship, family and a connection to God. I made life-long friendships in these choirs, enjoyed life-changing experiences and learned at the hands of one of the greatest teachers and mentors I’ve ever known, the choir’s director Charles R. Snyder. “I’m proud to show my support for the Coshocton Community Choir and hope our team’s contribution will help the choir showcase many more years of beautiful music to come." Click the link below to learn more about this great organization. If you are able, we encourage you to show your support for the Coshocton Community Choir. http://www.coshoctoncommunitychoir.org/

Again this year, our team is saying "Thank You" to a handful of local and regional organizations that make a difference in the lives of so many of our neighbors. They do tremendous work, and it is our pleasure to support these great groups. This year, Haleigh chose to highlight the Angel Tree program through the Salvation Army Western PA division which matches donors with families in need during the Christmas season. Through the Angel Tree program, donors are able to provide families with toys, holiday dinners, winter coats, clothing and other much-needed gifts through the holidays. The Salvation Army also helps connect these families with any available assistance programs they could qualify for. Why the Angel Tree program? As Haleigh put it, "The program’s mission of generosity holds a personal connection with my family and me. While we didn’t always have piles of toys under our own tree, my mother instilled in us a strong spirit of service and the joy of giving our time. We celebrated many Christmases together volunteering in food pantries, making home-cooked dinners for elderly members of our community and wrapping gifts for school toy drives. Today, I’m thankful to be able to continue giving back to my local community through the Angel Tree program and help make another family’s Christmas a little more special." Click the link below to learn more about the program. If you are able, we encourage you to show your support for the Angel Tree program in Western PA https://easternusa.salvationarmy.org/western-pennsylvania/angel-tree/

It is important that long-term care be addressed as part of your financial plan so you’re prepared for what life may bring.

In addition to the continued challenges brought on by inflation and rising prices, 2022 also saw new tax laws as well as proposed additional anticipated changes in 2023. This article examines what you should be aware of as you begin to prepare for 2022 year-end tax planning.

Market volatility is inevitable, but that doesn’t mean it isn’t concerning at times. Let’s explore some important tips and insights that may help you navigate market volatility in a smart and strategic way.

Inflation has been running rampant this year. However, there is one expense in particular - a relatively large one - that hasn't seen such high price increases. That is the average cost of college. The College Board recently released its cost data for the 2022-23 school year and, while the over the past 20 years average costs have increased far more than inflation, this year those expenses are lagging. Click the link below to read more. https://www.broadridgeadvisor.com/kt/HtmlNL.aspx?pvw=81528198A647AB7B26BEA08FB0587930FBB20A047F138D6C6D153CA293EC5749773AF4961C43685495B39849C6B60E9DB2F4AD28B756672A37236D636C6E3299F5927D6BC29329DB774128A76E7543DBB92C5166DEE302EF848C6068D77BD8EA7689631FC2CB01F4DFFF5CAE4D38EA9857522DBED4D8BCC14319030368F2D7993E97683E89E85D57FA946E59E5A9590E8864FDAC01B56BAB1154E0127FD636C9

Our Chief Investment Strategist Mark Luschini recently joined CNBC to discuss his outlook for the economy and stock market as well as his expectations for inflation and interest rates.

Life events such as marriage, the birth or adoption of a child, and increased wealth may require adjustments to your estate plan. Join us to learn about the current estate tax environment, different types of trusts, when to use them, and more.

Join us for an update on current market levels – including equities, interest rates, commodities, and currencies – as well as technical trends heading into year’s end and the start of 2023. Janney’s Dan Wantrobski, Technical Strategist and Associate Director of Research, will also cover U.S. demographic trends and liquidity concerns, plus sector highlights. Featuring: Dan Wantrobski | Technical Strategist and Associate Director of Research Capital Markets Group, Janney Montgomery Scott