Recent Updates

This month, our Investment Strategy Group explores the challenges facing today’s housing market, the potential impact of leadership changes at the Federal Reserve, and the key themes investors should be watching as markets navigate the month ahead.

Running a business can make it difficult to focus on your broader financial picture. A comprehensive approach that aligns personal and business wealth can support more informed decisions over time.

Lou Holtz asked one question every day - What’s Important Now? (W.I.N) As a linebacker at Notre Dame, I thought that was about football. Get off the ball. Make the tackle. Win the rep in front of you. Thirty years later, I use it every single day as a financial advisor — and it might be the most important framework I bring to a client relationship. Because here’s the truth most advisors won’t tell you: Markets can be noisy. Headlines can be scary. There will be a reasons to wait, panic, or do nothing. W.I.N. cuts through all of it. When I sit down with a family, I’m not asking “what did the market do last week?” or “what might happen in 2027?” I’m asking: → What does this family need right now? → What does this portfolio need to do today? → What’s the one disciplined move that moves the needle? That’s it. Lou didn’t build champions by thinking about the championship. He built them one rep, one decision, one moment of discipline at a time. Wealth is no different. Built Not Born™️ isn’t a slogan. It’s a process. And the process starts with one question. What’s important now? Wesley Pritchett | Janney Montgomery Scott NIL Certified | Former NFL linebacker | Notre Dame ’88 National Champion For important information about Janney and your best interests, see www.janney.com/crs

Success looks different for everyone—but it usually starts with the same thing: a plan. If you’re ready for more clarity, more confidence, and more purpose—let’s #PlanforMore. For more information, visit: https://www.janney.com/

Retirement income planning starts with asking the right questions. From understanding what you own and how it’s taxed to thinking through future income needs, a thoughtful approach can help support more informed planning.

When planning for retirement, many people focus on what they own in their portfolio. But where those assets are held can matter, too. Asset location is an important part of building a thoughtful retirement strategy. Read the article to learn more.

Personal Story: Notre Dame to Wall Street "Built not Born" I was not supposed to be at Notre Dame. I went to a small private school where D1 football was something you watched on television, not something you planned for. But I put the work in — morning by morning, rep by rep — and in 1988 I was on a Notre Dame National Championship team as an All-American and the team's leading tackler. Nobody gave me that. I built it. That's the same mindset I brought when the NFL was over and I walked into Kidder Peabody in the early '90s with zero finance background. I didn't have a Harvard MBA. I had 32 years of learning — from Bear Stearns to JP Morgan to Janney Montgomery Scott — built on the same principles I learned on the field. Built, not born. When I sit across from a business owner who just sold their company for $35M, or a 20-year-old NIL athlete who doesn't know what a Roth IRA is, I tell them the same thing I tell my three D1 sons: The game rewards preparation. The financial game is no different. I've spent 32 years building a system that works whether you're in the top tax bracket or just getting started. Twelve strategies. Every dollar with a purpose. Every phase of your life covered. If you want to talk about building something that lasts — not something you inherited, but something you built — Let's talk about putting together a plan: Work number is 404-926-2026 Work Email: wpritchett@janney.com For more information about Janney, please see Janney’s Relationship Summary (Form CRS) at www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest. Thank you

Our Investment Strategy Group shares key principles designed to help investors stay focused on long-term objectives during periods of market volatility.

This month, our Investment Strategy Group looks at how geopolitical tensions are shaping oil markets, highlights opportunities across emerging markets, and emphasizes the importance of maintaining a long-term investment perspective.

With the Federal Reserve leaving overnight interest rates unchanged at its latest meeting, our Investment Strategy Group shares perspective on the implications for markets and investors.