WHAT DO YOU WANT FROM YOUR INVESTMENTS?
When clients seek a wealth manager, they are expressing a desire for returns with managed risk. Maintaining a balanced risk and return portfolio isn’t simple, but can be pursued through thorough financial planning and asset allocation.
HOW THE BISHOP WEALTH MANAGEMENT GROUP ("BWMG") CAN HELP
Through a comprehensive review of a client’s financial assets and identifying financial objectives and goals, our team will provide you with advice and recommend an approach that addresses your needs, goals and preferences, and that are in your best interest based on your investment profile, and that the potential risks, rewards, and costs associated with the recommendation. We can properly coordinate and recommend an allocation of your investment assets across exempt and non-exempt accounts to maximize after tax returns, while minimizing risk and tax consequences, in line with the client’s investment objective.
HOW WE APPROACH INVESTING USING ADVISORY SERVICES
We believe in a customized approach based on a client’s specific risk tolerance, investment time horizon and financial needs and goals. Our focus is on helping to maximize after tax returns with minimal volatility through systematic investing and diligent risk management. If you elect to establish an advisory services relationship based on our recommendation to you, we will provide information to you on the advisory program(s) in which you choose to invest.
HOW WE SET ASSET ALLOCATION AND DESIGN PORTFOLIOS USING ADVISORY SERVICES
Asset allocation is fundamentally addressing risk of a portfolio, to pursue long-term targeted returns. BWMG’s advisory portfolio design is based on a proprietary market factor investment model including value, quality, momentum, volatility and size.
- Core Portfolio: Central to our investment philosophy, BWMG utilizes a low cost, managed core of index and factor based investments, along with an appropriate mix of individual bonds.
- Strategic Portfolios: Complimenting the Core Portfolio are stock portfolios, unique alternative strategies, and other assets whose risk and correlation provide the right balance of value and volatility.
- Optimal Portfolio: An optimal portfolio is a combination of our Core and Strategic Portfolios, that maximizes return for an investor’s specific risk tolerance, time horizon, needs and goals.
CORE EQUITY PORTFOLIO: ACTIVE INDEX STRATEGY("AIS") AIS is a globally diversified mix of market factor exchange traded funds ("ETFs"), designed to be highly correlated with the market, providing incremental return with lower risk, at a low cost.
CORE FIXED INCOME PORTFOLIOS: ACTIVE BOND PORTFOLIOS
A well-structured laddered bond portfolio is designed to maximize income generation, be low risk, low cost, and help protect investors during rate changing environments.
STRATEGIC PORTFOLIOS: BWMG QUANTITATIVE STRATEGIES
Each strategy managed by BWMG provides exposure to key components of an optimal portfolio, designed with the objective of outperforming comparable market indices over market cycles of 3-5 years.
ALTERNATIVE INVESTMENT STRATEGIES:
Alternative strategies are selected based on overall cost and portfolio benefit (i.e. risk reduction / return enhancement), and may include direct real estate investments, hedge funds, and private equity.
