News and Commentary

The market may be heading to a bumpy end and it’s causing some unease. Stocks sold off sharply after the Federal Reserve recently cut rates again but gave a tepid outlook for additional cuts in 2025. Bonds also took a beating. The question now: Will markets resume their climb, and will the policies of President-elect Donald Trump help or hamper things in 2025? Our first article discusses these issues and how to prepare for this uncertainty. Let us know if you would like to discuss how we might assist you review your strategy for navigating the new year.

'Tis the season for tax planning, and there are a few special moves that every 'HENRY' - high earner, not yet rich—should consider. Despite their high earnings, HENRYs have the "perfect storm" of factors weighing down their finances. They also typically have high expenses, particularly as they transition from DINKs—dual income, no kids—to HENRYs paying for larger homes and their kids' education. Our first article outlines strategies to help in this stage of financial planning. Let us know if you would like to discuss how we might assist you with your planning.

As retirement draws nearer, it is important to expand your focus beyond accumulating assets, and start planning how you will generate annual income from those assets. Our first article looks at three important planning considerations for an effective retirement income strategy. Let us know if you would like to discuss how we might help you with your planning.