Our Team

Jeff's business philosophy of providing balanced information and personal attention has served him and his clients well for over 30 years. His wealth management process incorporates diversification and risk management to help families accomplish their investing and personal goals. His extensive background in individual bonds helps him to address the safety and income needs of his clients. Jeff firmly believes a family should have their income needs met before they incur the higher risk of equities. He believes his execution of the wealth management process is what sets him apart.

Because of the platinum level of concierge service he provides clients, Jeff limits new relationships to those in which he can truly add value. The foundation of his practice is the discovery meeting, which helps both Jeff and any potential new client determine if they are a good match. Once established, he conducts a thorough analysis of the client's need and goals. When appropriate, he will work with the client's other trusted advisors or introduce his network of professional advisors, including CPAs, insurance specialists and estate attorneys.

Jeff has attained the designation of Accredited Asset Management Specialist(SM) through the College of Financial Planning. A longstanding member of the Financial Planning Association, he is well known for his appearances on NBC WPTV Channel 5 as a financial advisor and has been quoted in The Palm Beach Post on matters related to the economy and financial markets.

Jeff serves on the Board of Advisors for the local chapter of the Renewal Coalition (formerly Wounded Warriors Second Chance) and serves as an Ambassador to the Honda Classic helping raise awareness for the Children's Healthcare Charity. Jeff also actively served for several years on the Board of Governors for Big Brothers/Big Sisters of Palm Beach County and the Board of Directors and Executive Committee for SunFest. A true Florida native, he lives in Palm Beach Gardens with wife Elizabeth and their twin sons, William & James. He enjoys spending time with his young family, working on his golf game and whenever possible, free diving.

Philip assists his clients in articulating their goals, so that together they can map out a path designed to reach them. He offers a holistic approach, meaning that all investment decisions refer back to the financial plan.

He understands that each family is different and it is incumbent upon an effective planner to have the broadest possible education and experience – to help ensure the most appropriate and effective strategies are chosen to meet the unique life of every client.

As a CERTIFIED FINANCIAL PLANNER™ professional, Philip has training in and works actively to stay up to date in all the major aspects of financial planning, including retirement planning, estate planning, tax planning, insurance planning, investments and cash management. He adheres to the CFP Board’s code of ethics for integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence.

Philip was drawn to the study of the economy from a very young age. “I was inspired in part by Leonard Read’s classic ‘I, Pencil,’ which my father shared with me when I was in grade school,” Philip says. “That essay opened my eyes to the wonders of human ingenuity and how free markets coordinate and advance it.” 

Prior to joining Janney, Philip worked at Raymond James since 1996, encouraged by his father, George, who became an investment advisor after selling his printing and publishing companies. Financial services is soon to become a third-generation family tradition. His son John Blumel graduated from the University of North Florida with a financial planning degree in 2022 and, after spending two years training and working for Janney in Miami, joined the Crossroads Wealth Planning team in early 2024. “I hope I can be half as good a mentor for Johnny as my father was to me,” says Philip.

As he has throughout his career, Philip remains active in causes he believes in and he is currently president of the national advocacy organization U.S. Term Limits. In addition, he is a past board member of the Palm Beach Habilitation Center, past supervisor of the Palm Beach County Soil and Water District Board of Supervisors, and a past trustee of the Lake Worth Police Pension Board.

Earlier in his career, Philip was a copy editor, writer and page designer at the Palm Beach Post/Daily News. He earned a master’s degree in economics and a bachelor’s degree in journalism from the University of Florida.

Philip was born in northern New Jersey, and lived with his family in Chicago and again in New Jersey before moving to South Florida in the mid-1970s. Today, he and his wife, Julie, live in Lake Clarke Shores, Florida. They have two adult children, Johnny and Georgia. In his free time, Philip enjoys reading, traveling, hiking and kayaking. He also has an eclectic love of music and a collection of vinyl LPs numbering in the thousands.

Jack brings over 50 years industry experience, a broad understanding of the financial markets and a keen ability to identify the opportunities and challenges facing individuals, families and businesses in today’s global and domestic markets. Jack has built a diverse client base helping them manage, maintain and transfer their wealth through leveraging his deep understanding of equities, bonds, insurance, options and alternative investments.

Jack began his career in the financial services industry in 1966 with Francis I. DuPont in Norfolk Virginia and then joined PaineWebber as a Branch Manager and Regional Manager in 1970. After 15 years with PaineWebber, Jack joined First National Bank in 1985 to help establish a bank owned full service securities operation and began working with bank clients as a financial advisor. In 1988, Jack was Founder and CEO of Crown Financial, a fully registered broker dealer specializing in investment opportunities within the savings & loan and bank industries. Under the Crown Financial umbrella, he also was a Registered Investment Advisor that managed 2 hedge funds.

Jack joined Raymond James as the Branch Manager of the West Palm Beach office in 1995 and served in that capacity until 2011 when he chose to focus on his role as a financial advisor. During this time, he was appointed to the Raymond James Executive Committee.

Jack holds many industry licenses and accreditations – General Securities License, Securities Principal and Options Principal, and is an Accredited Asset Management Specialist.

Jack graduated from the University of Virginia with a B.S. in Finance. Immediately after graduation, he joined the U.S. Coast Guard and attained the rank of LT JG serving in Florida and Virginia. He now lives in Palm Beach Gardens and enjoys spending time fishing with his 4 sons. 

Brian joined Raymond James in 2013 after completing his Bachelor's degree in Finance from the University of Central Florida. He began his career at the company's headquarters, working in the Research Department for Closed End Funds and Exchange Traded Funds. During this time, he gained valuable analytical and service skills, as well as develop a deep understanding of the complexities of the markets.

In 2015, Brian was accepted into the prestigious Raymond James Advisory Mastery Program, where he gained invaluable experience and expertise that he brings to the Crossroads Wealth Planning Group team. 

Today, Brian is a vital member of the Crossroads team serving as a CERTIFIED FINANCIAL PLANNER™ with a specialization in retirement, estate and tax planning, insurance, investments, and cash management. He provides clients with personalized solutions to achieve their financial goals while maintaining the highest standards of professionalism and ethics. He is also Series 7 and 66 licensed and is a designated Accredited Asset Management Specialist^SM through the College of Financial Planning.

Brian enjoys volunteering and regularly works at St. Ann’s Place Food pantry as well as serving on his local JDRF chapters young leadership committee. Being born and raised in South Florida, Brian enjoys deep sea fishing, golf and boating in his spare time. He lives in North Palm Beach with his wife Brittany and their goldendoodle Cooper. 

John “Johnny” Blumel was hired by Janney Montgomery Scott as an intern in 2021 while a student at the University of North Florida. He graduated in 2022 with a bachelor’s degree in financial planning. After graduating he began working in the Miami Branch of Janney Montgomery Scott in a program called the Financial Advisor Career Track (FACT). Here he was given the opportunity to work under several advising teams with a focus on financial planning. He transferred to Palm Beach Gardens to work with Crossroads Wealth Planning in early 2024. 

John is Series 7 and Series 66 licensed.

Johnny lives in downtown West Palm Beach and enjoys mountain biking and trains in Brazilian Jiujitsu. 

Jennifer has been an invaluable member of Jeff Sellers' team since 2007. She serves a crucial role in managing the team's day-to-day operations with accuracy and efficiency. Jennifer takes great care in creating a personalized and responsive client experience and is closely attuned to clients' unique needs and circumstances.

She has a natural ability to help clients feel comfortable and assured that she will find the best solution for each situation. Jennifer's swift response to service requests and incredible attention to detail has earned her the valuable trust of our clients and colleagues. 

With more than 17 years of industry experience, Jennifer has an in-depth knowledge of brokerage operations, enabling her to support both the administrative and investment aspects of our business.

Jennifer holds the Series 7, Series 66, and Series 9/10 securities licenses and the Financial Paraplanner Qualified Professional™ designation.

A Florida native, Jennifer lives in Palm Beach Gardens with her husband, Chris, and their two daughters, Kate & Maggie.

Marjo has worked alongside Greg Young since March 2014 managing the client and administrative operations.

“Marjo’s ability to excel in her role has been monumental, as witnessed by her relentless passion to be the best at her role on our team. In 2016, Marjo was awarded the ACE Award for her Commitment to Excellence and, in 2017, she was invited to an enrichment conference among an elite group of her peers. On top of all her responsibilities at work and as a Mom and spouse, Marjo has managed to study for her CERTIFIED FINANCIAL PLANNER™ designation, an equivalent to a Masters Degree. She is an invaluable asset to our team and to our client experience.” - - - Greg Young

Her strong work ethic comes from working in her family’s art and framing business since the ripe age of 5—when child labor laws weren’t as strict. Her career path next led to serving the members of The Church of Bethesda-by-the-Sea in Palm Beach, FL where she worked as their Stewardship and Membership Coordinator and learned a different value of money.

Marjo’s meticulous attention to detail, innate organizational skills and desire to help others make her a perfect fit for managing the administrative side of Crossroads Wealth Planning Group.

Marjo has a Series 7 securities license and a Bachelor’s Degree in Business Administration in Management from Hofstra University.

While originally from Finland, Marjo has lived in Palm Beach County for the majority of her life. She enjoys spending time with her family and friends, DIY (Do-It-Yourself) home projects, event planning, and being Momma to her beloved daughter, Leila.

Christina DiGiovanni joined Crossroads Wealth Planning Group in May of 2021. She has over 25 years of experience in the financial industry. She began her financial services career at E.F. Hutton, later working for Prudential Bache Securities Inc. where at a very young age obtained her series 7 license and went on to obtain her Series 63 license 8 years later. She left Prudential Securities Inc. (previously, Prudential Bache Securities, Inc.), where she worked for 12 years, to join Janney. She took a break from the industry in 2012 to be a full time Mother to her two young children.

Christina assists with all administrative, operational and client service issues. Her work ethic and positive attitude makes her a significant asset to the Crossroads Wealth Planning Group. She enjoys being a resource for clients and assisting them with their administrative questions and helping to provide answers.

Christina enjoys spending time with her family, reading, bicycling and volunteering. 

Sandra delivers a high level of quality administrative and operational service to their clients. Always helpful and highly knowledgeable, her ongoing priority is to build strong and trusting relationships with clients, and to ensure they enjoy an extraordinary client experience.

Sandra also supports the business operations of the team in various aspects.

Her duties also include daily account trading, managing daily cash flow and incoming funds, and assisting clients with account-related questions. “Phil knows WHAT to do and I know HOW to do it,” Sandra says.

Prior to joining Janney, Sandra served at Raymond James since 1988 and holds her Series 7 securities license. She was born in West Palm Beach and now makes her home in Stuart, Florida.