Financial Planning can be overwhelming. It is a simple fact that the stakes get higher, and situations get more complex as your net worth grows. There are also opportunities and considerations available to you that are not for the average investor. As your estate grows:
- Tax efficiency in savings strategies, investment processes, and retirement income becomes more important.
- Debt management, banking and lending, and cash flow planning are more complex.
- You have access to more cost-effective and personalized investment strategies.
- Real Estate and Family Businesses may be a large portion of your net worth. Transfers and sales have far-reaching tax and estate planning implications that must be discussed.
- Funding family education across generations and supporting organizations and causes that are important to you become options.
- Family Estate Planning, for both older and younger generations, can be more complex and may require advanced trust strategies and coordination between legal and tax advisors.
- Life, Liability, and Long-Term Care Insurance may be prudent to update to protect larger estates and fund more expensive lifestyles.
Navigating these challenges takes experience, and, most importantly, time and attention to your individual needs and goals.
We do not view the creation of a plan as the finish line, but rather as a starting point.
Following an initial planning draft, we communicate consistently so that we are aware of events and updates in your life that demand planning. We will collaborate with team members internally and with your CPA and attorney to ensure that we consider a wide range of possible solutions. We will help you prioritize topics to focus on over time, bring you proactive advice whenever possible, and be available to respond to the unexpected.
Click here to view and download our Goals Discovery survey to help us better understand your values and ambitions and how they should be incorporated into your overall strategy.
For a full description of Janney's investment advisory products and services, including investment programs managed by Janney Montgomery Scott LLC, please refer to Janney's and Form ADV Part 2 (i.e., Investment Management Disclosure Brochure), available on Janney's website or by contacting your Janney Financial Advisor.
The concepts illustrated here have legal, accounting and tax implications. Neither Janney Montgomery Scott LLC nor its Financial Advisors give tax, legal, or accounting advice. Please consult with the appropriate professional for advice concerning your individual circumstances.
For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
