Fiore Wealth Management

No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor.
 
Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
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John L. Fiore, CFP®, AWMA®
First Vice President / Wealth Management, Financial Advisor
About John

For more than 20 years, John has been serving clients in Western Pennsylvania and across the country. His extensive experience and educational background are of tremendous benefit to his clients, as they work with him toward meeting their financial goals.

 

John earned his Bachelor of Arts in Business from Washington and Jefferson College and has been certified by the Certified Financial Planner Board of Standards as a CERTIFIED FINANCIAL PLANNER™ professional. In addition, he holds the Accredited Wealth Management Advisor℠ designation from the College for Financial Planning, and has completed a Wealth Management Certification Program through the Wharton School at the University of Pennsylvania.


John, his wife, Carolyn (Cari), and their three sons live in Latrobe, PA. He is a Past President of the American Heart Association's Westmoreland Division Board of Directors and continues to serve the AHA as a volunteer. He also volunteered as a coach for Latrobe Parks and Recreation as well as West Point Little League. He enjoys outdoor sporting activities that include hunting, shooting, fishing, and golf.

 

John operates his practice out of Janney Montgomery Scott's Ligonier, Pennsylvania office. John takes the time to develop customized recommendations tailored to individual clients.

 

He encourages you to take full advantage of the financial services he and Janney provide.

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Cole R. Fiore
Financial Advisor Associate
About Cole

Following in his father's footsteps, Cole recently joined Fiore Wealth Management as a Financial Advisor Associate. Cole is a graduate of Penn State University achieving a BS in Geography and a Minor in Energy Business/Finance. Cole holds the Finra Series 7 (General Securities) Series 66 (Uniform State Securities) and the Pennsylvania Life, Health and Disability insurance licenses. Cole possesses a deep understanding of economic landscapes and market dynamics, allowing him to offer valuable insight to clients and offer tailored solutions to reflect each client's unique goals. Cole believes that financial success is attainable for everyone, and he is determined to provide the support and resources necessary to help clients reach their objectives.


Outside of the office, Cole enjoys hunting, fishing and spending time with his fiancé, Lex, and their rescue Husky, Dixie.


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Melinda Vargulish
Account Executive
About Melinda

Melinda has been with Janney since 2011, where she has cultivated a deep understanding of client needs and market dynamics. Her commitment to excellence and client success has driven Melinda to continuously enhance her skills and knowledge at every level of the financial planning process and the client experience. Melinda holds the FINRA Series 7(General Securities) and Series 66 (Uniform State Securities) licenses, demonstrating dedication to providing compliant and ethical financial advice and comprehensive support to clients. Melinda excels in building meaningful relationships with her clients, offering exceptional support and guidance throughout their financial journeys.


A lifelong resident of the Ligonier Valley, Melinda enjoys volunteering her time at the Ligonier Township Volunteer Fire Department #1 (Waterford) and spending time with her family. Melinda and her husband Jamie share three daughters and their beloved canine companions, Ruby and Goose.

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Elizabeth Bolish
Private Client Associate
About Elizabeth

Betsy joined Janney in 2023 and became a member of Fiore Wealth Management in 2025. As a Private Client Associate, Betsy is the primary point of contact for clients providing comprehensive administrative and operational support. Betsy’s administrative expertise consists of building relationships, managing client inquiries, processing transactions, and ensuring compliance with the firm’s regulatory requirements.   


Prior to joining Janney, Besty worked for 26 years in the automotive industry as a Finance Manager, Trade Specialist and Inventory Manager.

Betsy lives in Latrobe with her husband Rick, daughter Emily, and their rescue Greyhound, Turbo. In her spare time, Besty enjoys hitting the slopes and traveling to ski resorts all over the country with her family.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Greg Drahuschak
Market Strategist
About Greg

Greg Drahuschak joined Janney in 1991. He has over 45 years of economic experience and provides daily, weekly, and monthly market commentary, with a particular focus on the equity market, to Janney and our clients.

 

Prior to joining Janney, he worked as a retail broker with—and eventually transitioned into the research departments of—Butcher & Singer and Wheat First Securities. He was also an instructor at Robert Morris College and the University of Pittsburgh.

 

Greg has written articles for several newspapers and websites, and has been the featured financial professional on many live radio broadcasts. 

 

He earned his B.A. in fine arts from the Indiana University of Pennsylvania, as well as certificates from the Wharton School of the University of Pennsylvania and from the New York Institute of Finance.

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Guy LeBas
Chief Fixed Income Strategist, Janney Montgomery Scott LLC Director, Custom Fixed Income Solutions, Janney Capital Management
About Guy

Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.

 

Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.

 

Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.

 

Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.

 

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Jack Cintorino
Vice President, Senior Financial Planner
About Jack

Jack Cintorino, based out of the Alexandria, VA branch, provides assistance and support in many aspects of financial planning to Janney’s Financial Advisors and their clients. Prior to joining Janney, Jack was employed at AXA since October 2012 as Director / Lead Manager and Senior Case Design Consultant focusing on Estate and Charitable Planning. He holds a BA degree from State University of New York at Stony Brook, and Juris Doctor (JD) degree from Touro College School of Law.

 

Jack has been a featured guest on a cable television investment program, has had several articles published within the industry, and has been a guest speaker at numerous industry and public seminars.

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Kim (Termine) Beil, CFP®
Vice President, Director of Managed and Insured Solutions Group
About Kim

Kim Beil serves as Director of the Managed and Insured Solutions Group in Janney Montgomery Scott’s Wealth Management department. In this role, Ms. Beil oversees the daily activities of the Managed and Insured Solutions Group and is responsible for promoting both advisory and insured solutions for the firm.

 

Ms. Beil is an active member of the Firm, the industry, and is involved in several community organizations. At Janney, she is a member of the Firm’s Women’s Interactive Network (WIN). She is also a founding member for Girls on the Run Philadelphia, a non-profit program that encourages preteen girls to develop self-respect and healthy lifestyles through running. Currently, she volunteers with the Neucrue Cancer Foundation.

 

A graduate of Drexel University, Mrs. Beil holds a B.S. in business administration, and has over 15 years of financial services industry experience at Janney. She is an Accredited Wealth Management Advisor℠ (AWMA®), holds an insurance license, and is a LEADERSHIP Philadelphia Fellow.

 

In her spare time, Ms. Beil enjoys running and challenging herself in half marathons.

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Mark D. Luschini
Chief Investment Strategist, Janney Montgomery Scott LLC President and Chief Investment Officer, Janney Capital Management
About Mark

Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.

 

As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.

 

Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.

 

In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.

 

His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.

 

He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association

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Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.