Our Team
Tom has been in the financial services industry for more than 35 years. In that time, he has acquired the level of perspective and experience necessary to help determine a solid strategy for his clients’ short- and long-term goals. His career is dedicated to providing unbiased advice and guidance on a personal level. In addition, Tom is strongly committed to making sure his clients are aware of the investment options available to them, and together they can make informed decisions and feel confident about their financial plan. He currently serves as Executive Vice President in the Providence, RI and Palm Beach Gardens, FL offices of Janney Montgomery Scott LLC and is a Senior Partner of the Flaherty Cummings Day Wealth Management Group.
Tom joined Janney in 2005, in search of a dynamic, client focused firm of manageable size. He focuses on wealth management, financial, retirement, and insurance planning, as well as fixed income and estate planning. His mission is to assist clients with planning, implementing, and periodically reviewing financial programs that are directed at their specific goals. Tom carefully reviews and explains each financial plan, comparing its past performance with established benchmarks to ensure his clients are in the best program to reach their goals and daily income needs.
A graduate of the University of Rhode Island, Tom earned a Bachelor of Science in Finance and holds his Series 7 and 65 securities licenses and Rhode Island Insurance licenses. In addition, Tom has completed the Accredited Asset Management SpecialistSM program, a Certification Program offered by the Harvard Business School, and now holds the AAMS® designation.
Tom enjoys boating, skiing, traveling, and spending time with his friends and family. He and his wife, Jamie, reside both in Florida and Rhode Island, and have two daughters.
Brendan Flaherty began his career in the financial services industry in 2004, joining Janney in 2017. Brendan is a Certified Financial Planner™ (CFP®) professional and Certified Investment Management Analyst® (CIMA®) who focuses on investment management and financial planning for the team’s clients.
Outside of the office, Brendan is Program Director of Bryant University’s CFP® certification program as well as Professor of Finance in the undergraduate finance program. He previously served as Chairman of the Financial Planning Association of Rhode Island. Brendan is also an assistant scout master for a local Boy Scout troop and a coach for a competitive travel softball team.
Brendan holds a Bachelor of Science in Business Administration (Finance) and a Master of Science in Finance (MSF) with a focus on securities analytics. He holds the Series 7, 66, 9 and 10 securities licenses.
He and his wife, Susan, live in Warwick, Rhode Island, with their children Kelsea and Aidan.
Sandra Cummings has worked in the financial services industry since 2005. Driven by a commitment to provide a personalized client experience in a small firm environment, she joined Janney Montgomery Scott in 2017. Prior to Janney, she worked with Bank of America/Merrill Lynch from 2006-2017, after spending a year at Morgan Stanley.
She graduated from University of Las Vegas with a Bachelor of the Arts in Communications and Marketing. She achieved the designation of Certified Financial Planner™(CFP®) professional; having met rigorous educational and professional standards and is a Licensed Insurance Agent and is also Series 7 and 66 licensed.
Sandra believes that having a team approach assures that someone is always available to assist clients with all of their needs. She and her team provide responsive and attentive service to each client, offering guidance and objective advice. Sandra strives to ensure that her clients fully understand all of their options before making decisions.
Sandra primarily focuses on comprehensive financial planning. She enjoys working closely with clients to get to know their important goals, to help create financial plans that align with their values and needs for the future. She prides herself by putting the client first, ensuring they feel confident with the advice she provides.
In her free time, Sandra enjoys gardening and spending time with her family. Sandra lives in Riverside with her husband, Philip.
Susan has 35 years in the financial services industry. Prior to joining Janney in 2017, she worked at Advest, Inc. and Merrill Lynch.
Susan has a Bachelor of Science in Business Administration from Boston University, and she holds her Series 7 and 66.
Her client service philosophy is to provide a positive experience by being adept at addressing clients’ needs and providing options and results in a quick, efficient, and professional way. She believes honesty and integrity are the keys to success when establishing long term relationships with clients.
Susan lives in Glocester, RI with her husband, Jim. Away from work, Susan enjoys watching New England sports teams, gardening, reading, and trying new restaurants with family and friends.
Lisa joined Janney Montgomery Scott LLC (“Janney”) in 2005 and serves as a Senior Registered Private Client Associate in the Flaherty Cummings Day Wealth Management Group. She was attracted to Janney because of the company’s dedication to superior service and interpersonal working environment. Prior to joining Janney, she worked at Advest, Inc.
With more than 30 years in the financial services industry, Lisa has exceptional interpersonal skills and is highly motivated. Her focus is providing clients with an exceptional level of prompt and courteous service and always going above and beyond to fulfill the needs of clients.
Lisa has a Bachelor of Science in Marketing from Rhode Island College and holds her Series 7 and 63 securities licenses.
Lisa lives in Seekonk, Massachusetts. Away from work, Lisa enjoys baking, gardening, and spending time with family and friends.