News and Commentary
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August 27, 2025

U.S. government debt tops $36 trillion—here's what that means for investors.
With debt at roughly 100% of GDP and deficits running over $1 trillion this fiscal year, rising interest costs are siphoning significant federal revenue nearly 18% by year-end just to service the debt. Globally, G7 nations face similar debt burdens, prompting bond markets to demand higher yields to offset risk. For portfolio strategy, this backdrop highlights why staying selective tilting toward shorter-duration bonds, high-quality sovereigns, and diversified fixed-income remains essential.
#GovDebt #FixedIncome #BondStrategy #FiscalRisks #PortfolioDefense #FinancialPlanning
This is for informational purposes only and taken from sources believed to be reliable but is not guaranteed as to accuracy or completeness. It is not an offer to sell or a solicitation to buy any securities. Janney Montgomery Scott LLC or its affiliates may release written or oral commentary and technical analysis that may differ from the opinions expressed here. Past performance is not indicative of future results.
August 20, 2025

AI is moving beyond hype — and reshaping more than just Big Tech.
Former Google CEO Eric Schmidt emphasized at the RAISE Summit that AI isn’t a bubble but rather a “new industrial structure” underpinned by sustained demand for chips and software. Meanwhile, Wall Street is closely examining signs of AI adoption outside traditional tech Q2 earnings suggest AI is boosting efficiency and margins across more industries. For clients, this means it’s time to assess AI’s role in portfolios not just via mega-cap tech, but through targeted strategies in industrials, healthcare, and other sectors that are leveraging AI tools to drive real gains. Let's discuss how to thoughtfully position your investments around AI’s broadening influence.
#ArtificialIntelligence #InvestmentStrategy #TechEvolution #WealthManagement #PortfolioDiversification
This is for informational purposes only and taken from sources believed to be reliable but is not guaranteed as to accuracy or completeness. It is not an offer to sell or a solicitation to buy any securities. Janney Montgomery Scott LLC or its affiliates may release written or oral commentary and technical analysis that may differ from the opinions expressed here. Past performance is not indicative of future results. For more information about Janney, please see Janney's Relationship Summary (Form CRS) at www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
August 15, 2025

Bonds have quietly helped stabilize portfolios in 2025. Despite sharper swings in equities, high-quality bonds—including Treasuries, investment-grade corporates, and short/intermediate funds have delivered low to mid-single-digit gains so far. With 10 year Treasury yields hovering around 4.4–4.5% and robust credit spreads, bonds are offering attractive income while buffering volatility. As the Fed holds steady and the market awaits potential rate cuts, bonds remain a solid defensive anchor even in a choppy market environment.
If you’re looking for ways to preserve capital and generate steady returns, let's explore how a tailored bond allocation could enhance your portfolio resilience.
#FixedIncome #BondStrategy #PortfolioProtection #FinancialPlanning #InvestmentInsights #DefensiveAssets
This is for informational purposes only and taken from sources believed to be reliable but is not guaranteed as to accuracy or completeness. It is not an offer to sell or a solicitation to buy any securities. Janney Montgomery Scott LLC or its affiliates may release written or oral commentary and technical analysis that may differ from the opinions expressed here. Past performance is not indicative of future results. For more information about Janney, please see Janney's Relationship Summary (Form CRS) at www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.

August Investment Perspectives
In this issue we discuss whether the big banks are seeing the big picture, the hidden fees lurking in one’s bond basket, and what the factors are that will move the market in the future.

Marriage, Divorce, and Financial Planning: Building and Protecting Your Financial Future
Marriage is not just a union of hearts. It is also a merger of finances, responsibilities, and legal commitments. When that union ends, whether amicably or not, the financial consequences can be significant. Preparing for these transitions with a clear financial strategy is one of the most empowering steps you can take.

Planning Strategies for Remaining 529 Balances
If you saved more for college than you needed, here’s how to make the most of the leftover funds.