News and Commentary

An often-overlooked provision of the Pension Protection Act allows you to gain valuable tax benefits by replacing an unneeded annuity with one that offers long-term care coverage. Several benefits can include: - Tax-deferred growth - New features/better rates - Legacy planning Learn more about annuity exchanges and if this solution would fit your situation:

A 529 Education Savings Plan can be a great way to save for your children's or grandchildren’s education. Below are some of the key benefits of a 529 plan: - Some states allow a tax deduction from (or credit against) state taxes for all or part of your contributions and will not pay any federal tax on earnings as long as the proceeds are used for a qualified education expense. - The account owner maintains control of the account and determines the amount and timing of distributions. - There are no income limits, and 529 plans have no time or age limits on contributions or withdrawals. Read more about the benefits of a 529 plan.

Janney has once again invited retired FBI Special Agent, Jeff Lanza to present his popular webinar on how to protect yourself from the latest trends in identity theft and cybercrime. You won’t want to miss this valuable program! Featuring Jeff Lanza, Retired FBI Special Agent