Our Team
No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor. Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
Ric M. Bryant
Executive Vice President / Investments, Financial Advisor
Carrie Jarmer, AWMA®, RICP®, CRPC®, CLTC®
Financial Advisor
Rustin Bryant, CRPC®
Financial Advisor
John E. "Jay" Atkinson
Vice President / Investments, Financial Advisor, Branch Manager
Alyssa Mathews
Registered Private Client Associate
Gianna Malagari
Private Client Associate
What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Business Retirement Plans
We are committed to working with your organization to deliver innovative, results-oriented strategies. Our step-by-step process has been developed to help you reach your goal of offering a well-designed plan, with high-level service, that helps your valued employees achieve financial security.
College Saving and Funding Plans
As the price of education continues to rise, affording the cost of college requires a customized plan to meet your funding needs, while balancing other expenses and goals.
Financial Planning
No matter where you are in life – we’re here to help you every step of the way. We have the knowledge and experience to provide a personalized plan designed to meet your needs.
Community Involvement
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Client Appreciation Event
We are hosting a Client Appreciation Event to demonstrate how thankful we are for our relationship with you! We truly appreciate your trust in our team!
For the upcoming holiday season, we are giving back by collecting nonperishable items for Assistance Center of Towson Churches. Please help us make a difference for someone this holiday and bring an item to donate to the cause!
Bring the family, friends, and a nonperishable item(s) for a fun night with food & drinks on us!
Recent Event: Life Happens
Meg Muldoon presented "Life Happens: Adapting Your Estate Plan For Life Events" where she discussed that as your life changes, your financial needs and goals likely will too.
Recent Event: Simple Safeguards from Cybercrime
In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime.
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
September 29, 2023
It was a BLAST participating in the OLC Special Olympics Bowling Tournament! 🎳 We are honored to have been able to play alongside the incredible members of the Special Olympics while supporting a wonderful cause.
September 18, 2023
🌟We want to congratulate Carrie Jarmer for successfully obtaining her Certification for Long-Term Care (CLTC) designation!🌟
The CLTC designation is primarily focused on the tools of providing care over a prolonged period of time. A professional with a CLTC designation has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client’s family – financially, physically and emotionally – years down the road. The best way to protect families from the potential devastation of long-term care is not to sell a product, but rather, offer advice that leads to a plan to mitigate those consequences.
Carrie always strives to further her education within the field allowing her to expand her knowledge to provide better advice and service to clients! 💼🤝🏻
September 13, 2023
#WealthyWednesday When we think of Health Savings Accounts (HSAs), we often associate them with medical expenses. But did you know they can also be a powerful tool for retirement planning? 💼 Here are some benefits of HSAs:
💲Contributions are tax-deductible and growth is tax-free.
💲Withdrawals for qualified medical expenses are tax free.
💲Age 65+ you can use HSA funds for any nonqualified expense penalty-free.
💲HSAs can be invested to help combat against inflation.
If you're aiming for a secure and flexible retirement, don't overlook all the benefits that HSAs offer!
#RetirementPlanning #HSA #FinancialWellness #SmartSavings #RetirementBenefits #InvestInYourFuture
The concepts illustrated here have legal, accounting and tax implications. Neither Janney Montgomery Scott LLC nor its Financial Advisors give tax, legal, or accounting advice. Please consult with the appropriate professional for advice concerning your particular circumstances. For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
September Investment Perspectives
In this issue we take a look at BRICS+ and potential investment opportunities, determine if bond market supply matters, and discuss why September is a more worrisome month for stocks than October.
Are You Incorporating Secure Act 2.0 Provisions into Your Financial Plan?
SECURE Act 2.0 is designed not only to make it easier for employers to adopt and administer retirement plans, but also to help individuals save for retirement. There are nearly 100 provisions in this new legislation. Some of these, which are in place now or will become effective in coming years, are highlighted below.
Outlook 2023: Mid-Year Update
In our initial Outlook 2023 publication, we offered a thesis around the concept of two-way risk.
Office Information
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.