April 11, 2024
Window of Opportunity: Leveraging the Estate and Gift Tax Exemption
Consider the planning strategies outlined in this article to take advantage of the current estate and gift tax exemption before its sunset at the end of 2025.
April 03, 2024
Investment Themes for the Next Decade
In this report, our Investment Strategy Group reviews the major investment trends that will influence the economy and markets in the coming years, including advancements in artificial intelligence, the impact of aging demographics on health care, and shifts toward clean energy.
March 17, 2024
Happy St. Patrick's Day from the RCR team's festive, furry friends! 🍀 May the luck of the Irish follow you in all your ventures and your success be as endless as a rainbow! 🌈
March 13, 2024
Which Type of Special Needs Trust Is Right for You?
#WealthyWednesday It is important to understand the financial situation of your beneficiaries and the impact of inheriting your assets! ⚠️ A special needs trust is a popular strategy to assist someone in need without risking their eligibility for other programs. 🌟🤝🏻 Check out this article to learn more!
#EstatePlanning #PersonalFinance #Financial Planning
March 08, 2024
Happy International Women's Day! 🌻 Special spotlight on the women of the RCR team and other impactful women in their lives!
March 06, 2024
Window of Opportunity: Leveraging the Estate and Gift Tax Exemption
#WealthyWednesday Did you know the estate and gift tax exemption limit is currently at a historic high, however is due to “sunset” on December 31, 2025? 🌇 Read more about some strategies and considerations to take advantage of this unique opportunity! 🌟
March 01, 2024
Consider a Backdoor Roth if You Make Too Much to Contribute to a Roth IRA
If your income is too high for a Roth IRA, consider this backdoor strategy, which allows you to convert from a traditional IRA to a Roth—despite IRS-imposed income limits.
February 28, 2024
Tax Deferral Strategies for Employer Stock in a Qualified Retirement Plan
If you participate in a 401k, or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation (NUA)! 🌟 Check out the article to learn more:
#PersonalFinance #Retirement #RetirementPlanning #FinancialPlanning
February 23, 2024
5 Simple Steps to Prepare for Tax Filing
It's Tax Season! 💲📄 Be sure to review this checklist with steps to ensure a stress-free tax filing experience and also to help maximize your tax planning.
#TaxPlanning #PersonalFinance #FinancialPlanning
February 21, 2024
#WealthyWednesday Are you the beneficiary of your spouse's IRA? It is essential you and your spouse understand how an IRA inheritance may affect your financial outlook and the available options. Here are some key factors to consider:
💲Rolling over your spouse's IRA assets into your own IRA avoids the 10-year payout rule and delay taking a Required Minimum Distribution (RMD) until you reach age 73.
💲A spousal rollover option creates the opportunity to convert the pre-tax assets into a Roth IRA.
💲Waiving the spousal rollover option and transferring the assets to an Inherited IRA allows you to withdrawal the funds now without incurring the 10% early withdrawal penalty.
💲Disclaiming your spouse's inheritance may benefit your estate planning should the inheritance push your own estate past the estate tax exemption limit.
For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
February 16, 2024
Generation Z: Different Values, Behaviors, and Perspectives
Are you a parent of Generation Z? 🧬 As your Gen Z enters adulthood, their differing values, behaviors, and perspectives will inevitably shape their relationship with money. Read more about these defining characteristics and important considerations Gen Z should think about with their financial planning, and how parents can assist! 🌟
February 14, 2024
Happy Valentine's Day! 💗 Wishing you a day filled with love, joy, and cherished moments with those who are special in your life.
February 07, 2024
A Family Conversation on Estate Planning
#WealthyWednesday Involving family members in your estate planning can help...
1) Avoid surprises🎉
2) Lead to better financial planning💰
3) Help develop a long-lasting family legacy🛡️
Read more on how to get started!
February 01, 2024
Tax Information & Forms
Be sure to check out our 2023 Client Tax Resources for updated mailing schedules, resources, and tax forms as you prepare for upcoming tax deadlines.
January 22, 2024
Document Vault Checklist
All Janney clients who are registered users of MyJanney Online Access have access to a Document Vault 🔒 A secure and frictionless place to store and access all your financial, household, and personal documents!
Check out this list of documents that could be helpful to store in the Document Vault! 🌟
January 19, 2024
Blended Families, Remarriages and Estate Planning
Estate planning is a powerful tool to preserving your legacy 🌟 However, there are multiple factors that should be considered including spousal state regulations, prenuptial/ postnuptial agreements, and marital trusts to ensure your assets are distributed as desired.
Check out the below article to learn more!
#PersoanlFinance #EstatePlanning #FinancialPlanning
January 17, 2024
#WealthyWednesday In the digital age, we must be diligent to protect ourselves and assets as the risk of financial fraud and scams is more prevalent than ever. 🔒💻 Check out the below list of the most common financial scams to look out for:
💲Tax-Related Scam - Remember, the IRS will NEVER contact you via phone call, email, or social media now will threaten incarceration.
💲Investment/AI Scam - Be cautious of investment opportunities promoting online and on social media that guarantees low risk and high returns.
💲Medicare Fraud - Remember, Medicare will never call, email, or visit your home to sell you anything. Never give your Medicare number or SSN to anyone, but your doctor and/or insurance professional.
💲Phishing Scam - Be on the lookout for emails and texts containing spelling mistakes, poor grammar, inconsistent email or URL, suspicious attachments, and/or requesting personal/account information.
Be sure to share this post to spread awareness and help protect others from financial fraud! 🛡️
January 11, 2024
Look Out For These Top Tax Scams When Filing Your Taxes
With tax scams tending to spike from December through April, check out this article on the IRS' “Dirty Dozen” tax scams and some tips on how to stay protected!
Article highlights include:
🔒 Never give out information, especially your Social Security number, to someone claiming to represent the IRS.
🔒 Be wary of emails and texts that may be scams to steal personal information.
🔒 Avoid ads touting refunds, which can be based on inaccurate information related to eligibility for and computation of the credit.