Our Team

No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor.
Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
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Ric M. Bryant
Executive Vice President / Investments, Financial Advisor
About Ric

Ric Bryant joined Janney in 2002 as a Senior Vice President after serving as a director with Alex, Brown and Sons. For the past 30 years, Ric has been helping individuals, families, and non-profit organizations achieve their financial objectives. His investment advice has been effective because it is based on a solid understanding of his clients’ goals, his personal commitment to the relationship as well as his experience in a wide variety of market environments.


An alumnus of Washington College, Ric also is a graduate of the Securities Industry Association’s program at the Wharton School of the University of Pennsylvania. He is active in his community and has served as a board member for The Presbyterian Home of Maryland and Loch Raven Skeet and Trap. Ric is past vice chair of Maryland Special Olympics, former past President of the Pro Sports Chapter of Ducks Unlimited and former President of The Baltimore County Land Trust Alliance. Away from the office, Ric raises Christmas trees on his farm. He also enjoys outdoor activities including boating, hunting and fishing. He also has three adult children.

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Carrie Jarmer, AWMA®, RICP®, CRPC®, CLTC®
Assistant Vice President, Financial Advisor
About Carrie

Carrie Jarmer joined Janney 2004. She began her financial career working with three financial advisors as a Registered Private Client Assistant. Later, she started a dual role and became the Operations Manager for the Towson Branch, working directly with the Branch Manager, the Financial Advisors as well as the Corporate office, overseeing the compliance, support staff and office related matters. Career progression led to Carrie becoming a Supervisor of Managers, responsible for overseeing the Firm’s Producing Branch Managers in the Northern and Florida Regions. Carrie joined RCR Wealth Advisors in 2016 as a Financial Advisor working with Ric Bryant, helping individuals and families toward achieving their financial goals through financial and retirement planning.


Carrie holds Series 7, 66, 9, 10 and 31 securities licenses as well as Maryland Life & Health licenses. She attained the Accredited Wealth Management AdvisorSM (AWMA®), Retirement Income Certified Professional (RICP®), Chartered Retirement Planning Counselor (CRPC®), and Certified in Long Term Care (CLTC®) designation. The AWMA certification is the culmination of intense coursework and exams on how to better serve clients at any stage in their life. Courses focus on: asset management, investment strategy, estate planning, taxes, and more. The RICP and CRPC program focuses on the unique strategies to plan for retirement income. Topics covered include understanding the retirement income planning landscape and psychology of retirees, building asset allocations and advanced estate planning techniques that may help to reduce risk and mitigate taxation issues. The CLTC designation is primarily focused on the tools of providing care over a prolonged period of time. A professional with a CLTC designation has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client’s family – financially, physically and emotionally – years down the road. The best way to protect families from the potential devastation of long-term care is not to sell a product, but rather, offer advice that leads to a plan to mitigate those consequences.


Carrie is a mother of two daughters, one who has “left the nest” and one in high school. She is a member of The Women’s Club of Roland Park, on the Board and Chair of their Finance Committee as well as a former member of First Financial Credit Union Supervisory Committee. Carrie is an avid animal lover, enjoys taking her dogs for hikes, reading, and hosting cookouts.

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Rustin Bryant, CRPC®
Financial Advisor
About Rustin

Rustin Bryant joined RCR Wealth Advisors in 2019 after working as a consultant for several years. As an advisor, his main focus is helping individuals, families, and business owners achieve their financial goals through holistic financial planning and customized investment management. Rustin's knowledge in financial planning, estate, asset allocation, and tax efficient investing ensures that our team provides thorough financial planning to each of our clients, providing them with peace of mind.

Rustin earned his Chartered Retirement Planning Counselor designation from the College of Financial Planning to better serve our clients as they plan for retirement. The CPRC designation education focuses on providing advice on investing, income planning, social security, medicare, and achieving tax and estate planning objectives in retirement. He also holds FINRA Series 7, 66, and Maryland Life & Health licenses, and received a B.A. in Communications Studies from the University of Maryland, College Park.

Rustin is a board member for My Neighbors Foundation, a non-profit with a mission to give Hereford Zone students the chance to participate equally in their community, and an active member of the Baltimore Estate Planning Council. Rustin lives in Sparks, Maryland with his wife, Anne, and daughter, Poppy. In his free time he enjoys skiing, hunting, playing squash, and golfing.

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John E. "Jay" Atkinson
Vice President / Investments, Financial Advisor, Branch Manager
About John

For over 40 years, Jay Atkinson has helped guide investors toward their financial goals by providing superior advice and service to each client. Today, he serves as Vice President and Branch manager of the Towson, MD office of Janney Montgomery Scott LLC.

joining Janney in 2002, Jay welcomed the opportunity to open Janney's first branch in Maryland. Since then, The Towson office has grown from 5 financial advisors to nearly 25 financial professionals and support staff members. Jay encourages the financial advisors that he manages to build long-term relationships with their clients base on trust and integrity, just as he has throughout his career. His client service philosophy is based on immediate and informed action, which allows investors to be educated on the products and services being suggested for their portfolios.

Jay earned his bachelor's degree in finance from Loyola College and spent six years in the National Guard. Jay currently holds his Series 7, 8, 63, and 65 general securities licenses as well as his insurance license. His areas of focus include credit union permissible investments, corporate cash management, qualified retirement plans, and tailored recommendations designed to help individuals reach their goals. In 2010, Jay was Chairman of Janney's Branch Manager Leadership Council. Currently, he is involved in the Maryland & Districts of Columbia Credit Union Association, Incorporated. In his free time, Jay enjoys playing golf and tennis.

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Alyssa Mathews
Registered Private Client Associate
About Alyssa

Alyssa Mathews joined Janney in 2020 as a part-time Private Client Associate while completing her Bachelor’s at Towson University. Alyssa joined RCR Wealth Advisors full-time in 2021 after graduating with a B.A. in Business Administration & Analytics: Project Management. Alyssa completed the Securities Industry Essentials (SIE) exam and holds her FINRA Series 7 & 66.

Currently, Alyssa serves as an active member of Janney’s PCA Leadership Council that advocates for all PCAs in the firm working closely with administrative leaders on projects and initiatives to help make our firm stronger and client experience exceptional.


In her free time, Alyssa loves to attend Orioles and Ravens games with her fiancé, Dylan, and even named her pets after Baltimore athletes. She also enjoys movies, the beach, amusement parks, and playing with her English Cream Golden Retriever.

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Gianna Malagari
Registered Private Client Associate
About Gianna

Gianna Malagari joined RCR Wealth Advisors in 2022 after graduating from Towson University with a B.A. in Business Administration & Analytics: Finance and Economics Minor. Prior to graduating, she interned at RBC Wealth Management where she learned the service and administrative side of the private client business. Gianna completed the Securities Industry Essentials (SIE) exam and holds her FINRA Series 7 & 66.

Gianna comes from a large Italian family with 6 siblings, and is originally from Mount Airy, Maryland. In her free time, she enjoys reading, watching murder mystery documentaries, and attempting to take her Frenchie, Biggie, for walks.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Guy LeBas
Chief Fixed Income Strategist, Janney Montgomery Scott LLC Director, Custom Fixed Income Solutions, Janney Capital Management
About Guy

Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.


Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.


Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.


Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.


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Mark D. Luschini
Chief Investment Strategist, Janney Montgomery Scott LLC President and Chief Investment Officer, Janney Capital Management
About Mark

Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.


As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.


Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.


In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.


His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.


He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association

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Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.