Our Team

Ric Bryant joined Janney in 2002 as a Senior Vice President after serving as a director with Alex, Brown and Sons. For the past 30 years, Ric has been helping individuals, families, and non-profit organizations achieve their financial objectives. His investment advice has been effective because it is based on a solid understanding of his clients’ goals, his personal commitment to the relationship as well as his experience in a wide variety of market environments.

An alumnus of Washington College, Ric also is a graduate of the Securities Industry Association’s program at the Wharton School of the University of Pennsylvania. He is active in his community and has served as a board member for The Presbyterian Home of Maryland and Loch Raven Skeet and Trap. Ric is past vice chair of Maryland Special Olympics, former past President of the Pro Sports Chapter of Ducks Unlimited and former President of The Baltimore County Land Trust Alliance. Away from the office, Ric raises Christmas trees on his farm. He also enjoys outdoor activities including boating, hunting and fishing. He also has three adult children.

Frederick A. Zeller joined Janney in 2015 as a First Vice President. For over 35 years, Fred has been providing his clients with investment counsel and tailored financial solutions for their personal and/or business needs and goals. His dedication to combining a long-term investment approach with tax-advantaged strategies, has created a true family of clients—many of his relationships span three generations.  

During a long tenure at Legg Mason, Fred was selected to collaborate with the firm’s compliance department in creating a company-wide policy on mutual fund purchasing. Before that he served as a Financial Advisor Technology Coordinator; in that capacity, Fred assisted advisor colleagues with technology initiatives and best practices. Additionally, for many years, Fred taught adult education classes for Baltimore County Community College and Baltimore County Schools introducing the mechanics and basic investment strategies.

Fred supports and participates in many of Janney’s charitable endeavors. He enjoys spending time with his siblings and many nieces and nephews. He enjoys playing golf, is an avid music fan and driving enthusiast.

Carrie Jarmer joined Janney 2004. She began her financial career working with three financial advisors as a Registered Private Client Assistant. Later, she started a dual role and became the Operations Manager for the Towson Branch, working directly with the Branch Manager, the Financial Advisors as well as the Corporate office, overseeing the compliance, support staff and office related matters. Career progression led to Carrie becoming a Supervisor of Managers, responsible for overseeing the Firm’s Producing Branch Managers in the Northern and Florida Regions. Carrie joined RCR Wealth Advisors in 2016 as a Financial Advisor working with Ric Bryant, helping individuals and families toward achieving their financial goals through financial and retirement planning.

Carrie holds Series 7, 66, 9, 10 and 31 securities licenses as well as Maryland Life & Health licenses. She attained the Accredited Wealth Management Advisor^SM (AWMA®), Retirement Income Certified Professional (RICP®), Chartered Retirement Planning Counselor (CRPC®), and Certified in Long Term Care (CLTC®) designation. The AWMA certification is the culmination of intense coursework and exams on how to better serve clients at any stage in their life. Courses focus on: asset management, investment strategy, estate planning, taxes, and more. The RICP and CRPC program focuses on the unique strategies to plan for retirement income. Topics covered include understanding the retirement income planning landscape and psychology of retirees, building asset allocations and advanced estate planning techniques that may help to reduce risk and mitigate taxation issues. The CLTC designation is primarily focused on the tools of providing care over a prolonged period of time. A professional with a CLTC designation has acquired the critical tools necessary to discuss the subject of longevity and its acute consequences on a client’s family – financially, physically and emotionally – years down the road. The best way to protect families from the potential devastation of long-term care is not to sell a product, but rather, offer advice that leads to a plan to mitigate those consequences.

Carrie is a mother of two daughters, one who has “left the nest” and one in high school. She was a former member of the First Financial Credit Union Supervisory Committee before serving on the Board of The Womens Club of Roland Park as Chair of their Finance Committee for 7+ years and to this day is still a member of the club. Carrie is an avid animal lover, enjoys taking her dogs for hikes, reading, and hosting cookouts.

Rustin Bryant joined RCR Wealth Advisors in 2019 after working as a consultant for several years. As an advisor, his main focus is helping individuals, families, and business owners achieve their financial goals through holistic financial planning and customized investment management. Rustin's knowledge in financial planning, estate, asset allocation, and tax efficient investing ensures that our team provides thorough financial planning to each of our clients, providing them with peace of mind.

Rustin earned his Chartered Retirement Planning Counselor designation from the College of Financial Planning to better serve our clients as they plan for retirement. The CPRC designation education focuses on providing advice on investing, income planning, social security, medicare, and achieving tax and estate planning objectives in retirement. He also holds FINRA Series 7, 66, and Maryland Life & Health licenses, and received a B.A. in Communications Studies from the University of Maryland, College Park.

Rustin is a board member for My Neighbors Foundation, a non-profit with a mission to give Hereford Zone students the chance to participate equally in their community, and an active member of the Baltimore Estate Planning Council. Rustin lives in Sparks, Maryland with his wife, Anne, and daughter, Poppy. In his free time he enjoys skiing, hunting, playing squash, and golfing.

For over 40 years, Jay Atkinson has helped guide investors toward their financial goals by providing superior advice and service to each client. Today, he serves as Vice President and Branch manager of the Towson, MD office of Janney Montgomery Scott LLC.

joining Janney in 2002, Jay welcomed the opportunity to open Janney's first branch in Maryland. Since then, The Towson office has grown from 5 financial advisors to nearly 25 financial professionals and support staff members. Jay encourages the financial advisors that he manages to build long-term relationships with their clients base on trust and integrity, just as he has throughout his career. His client service philosophy is based on immediate and informed action, which allows investors to be educated on the products and services being suggested for their portfolios.

Jay earned his bachelor's degree in finance from Loyola College and spent six years in the National Guard. Jay currently holds his Series 7, 8, 63, and 65 general securities licenses as well as his insurance license. His areas of focus include credit union permissible investments, corporate cash management, qualified retirement plans, and tailored recommendations designed to help individuals reach their goals. In 2010, Jay was Chairman of Janney's Branch Manager Leadership Council. Currently, he is involved in the Maryland & Districts of Columbia Credit Union Association, Incorporated. In his free time, Jay enjoys playing golf and tennis.

Carole Schreck joined Janney in 2015 as Private Client Associate. She obtained her BA in Political Science at Millersville University and MA in Communications Design at University of Baltimore.  During her time at Janney, Carole has earned her Certification in Long-Term Care (CLTC) and became a Certified Financial Planner™.  Carole joined RCR Wealth Advisors in 2024 as a fully registered Wealth Planning Associate holding her Series 7 & 66. Currently, she serves as a communication and administrative liaison as well as assisting with client investment essentials.

Carole is an active participant in her community, currently serving on the Investment Management Committee at Friends School of Baltimore and as Treasurer at Baltimore Monthly Meeting of Friends, Stony Run. During her free time, Carole enjoys reading, cycling and spending time down the shore with her husband, Chuck, and their children, Mae and Jack.  

Alyssa Mathews joined Janney in 2020 as a part-time Private Client Associate while completing her Bachelor’s at Towson University. Alyssa joined RCR Wealth Advisors full-time in 2021 after graduating with a B.A. in Business Administration & Analytics: Project Management. Alyssa completed the Securities Industry Essentials (SIE) exam and holds her FINRA Series 7 & 66.

Currently, Alyssa serves as an active member of Janney’s PCA Leadership Council that advocates for all PCAs in the firm working closely with administrative leaders on projects and initiatives to help make our firm stronger and client experience exceptional.

In her free time, Alyssa loves to attend Orioles and Ravens games with her fiancé, Dylan, and even named her pets after Baltimore athletes. She also enjoys movies, the beach, amusement parks, and playing with her English Cream Golden Retriever.

Gianna Malagari joined RCR Wealth Advisors in 2022 after graduating from Towson University with a B.A. in Business Administration & Analytics: Finance and Economics Minor. Prior to graduating, she interned at RBC Wealth Management where she learned the service and administrative side of the private client business. Gianna completed the Securities Industry Essentials (SIE) exam and holds her FINRA Series 7 & 66.

Gianna comes from a large Italian family with 6 siblings, and is originally from Mount Airy, Maryland. In her free time, she enjoys reading, watching murder mystery documentaries, and attempting to take her Frenchie, Biggie, for walks.