Our Team

With Vestra Financial Partners, you get a cohesive, seamlessly integrated team of professionals with an innate commitment to serving at the highest level. Our clients benefit from our vast collective experience, knowledge and insights, and our multigenerational makeup and perspectives. Our all-women team leads with compassion and genuine caring – always driven by what’s in our clients’ best interest.
 
We take a personalized, comprehensive approach by thoroughly evaluating your complete financial profile and goals and thoughtfully crafting a sound, customized strategy and solid plan for achieving those goals. Our approach considers not only our client, but generations to come, and how best to plan for a secure and comfortable retirement, as well as funding the needs of future generations. Our clients look to us as a trusted go-to confidante for anything affecting their finances – from investing to divorce to home buying.
 
We are deeply dedicated to delivering on our promise of insightful planning and inspired outcomes for each client every day through the highest ethical standards, honest, open communication, and complete transparency in all aspects of conducting business.
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Lorrie Garber Riggs
First Vice President / Wealth Management, Financial Advisor
About Lorrie

“For me, working with you is personal. We all have hopes and dreams as well as the need for financial security. I’m here to help you plan, to share in the good, and to guide you through whatever life throws at you. Together, we will plan for you, your family, and your future.”


Lorrie Riggs joined Janney in 1988 and is a First Vice President with over 35 years of experience in helping clients achieve financial confidence. She began her career in 1986 at Halpert Oberst, and Company, specializing in municipal bonds. Being a Retirement Income Specialist, along with her fixed income knowledge, has helped her clients as they enter their retirement years. Using a skillful and prudent approach to investing, Lorrie works with individuals, multiple generations of families, and businesses throughout the country.

 

Listening as her clients identify their immediate financial needs as well as their long-term financial goals is the first, and most important step in building a sound financial strategy. After establishing a plan, all recommendations are built upon a foundation of honesty, integrity and a clear vision of her client's needs and risk tolerance. Service is paramount to a positive relationship with her clients, and Lorrie is committed to providing every investor with prompt, personal attention. She enjoys assisting her clients with some of the most important and difficult decisions in their lives– mapping their financial futures and assuring they continue in the right direction, even as circumstances change.

 

Janney has recognized Lorrie as a member of the Chairman's Council, the Pacesetters Club, and the Masters Club. She is very active in her community. Currently, Lorrie is a member of the executive board of Women of Shir Ami, and volunteers as a member of the Shir Ami Governance Committee and Personnel Committee. She is a member of the advisory board for the eClose Institute.

 

Lorrie and her husband, David, reside in Newtown, PA with their two daughters. She enjoys family time, travel, and photography.

 

Lorrie earned her B.B.A. from Temple University. She holds the FINRA Series 7, Series 66 and Series 63 licenses as well as her Life, Health and Annuity Insurance Licenses. She is a Retirement Income Specialist and holds the RIS designation. She enhances her business acumen with regular continuing education courses and collaborative conferences.

 

There are many reasons why the majority of her clients are referral based. Contact Lorrie to discover how she can be of service to you, your family or your business. 

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M. Bernadette Holland, CFP®
Senior Vice President / Wealth Management, Financial Advisor
About M.
“I derive great fulfillment from the planning I do for my clients and seeing their financial dreams realized. I’m an out-of-the-box thinker and strategist and work to develop highly creative solutions to address my clients’ distinct needs and goals.”
 
Bernadette’s financial advising career spans more than 30 years, initially with Legg Mason, and for the past 12 years with Janney. Bernadette made a very conscious choice to affiliate with Janney as it allows her to align with a trusted and reputable firm that shares and fully supports her investment philosophy and approach to client care. This gives her the freedom and flexibility to craft personalized financial plans that meet the unique needs, goals and risk tolerance of each client.  
 
Bernadette’s clients respect her honest, no-nonsense nature, her accessibility, and her willingness to consult on any aspect of their financial life. Always guided by her clients’ long-term objectives, Bernadette applies a holistic approach to planning, carefully and comprehensively considering all aspects of a client’s financial life in order to offer the best solutions.
 
Bernadette holds FINRA Series 7, 63 and 65 securities licenses, as well as Accident & Health, Variable Life/Annuity, and Life & Fixed Annuities insurance licenses. 
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Julie Dellisant-Flugel, CFP® ,CDFA™
Financial Advisor
About Julie
“I love helping people make financial decisions and plan for their future. It’s so rewarding to see a client achieve their goal, whether paying for college, retiring comfortably, or coming out of a divorce financially stable and secure.”
 
With nearly 30 years in the financial services industry, Julie has continuously strived for excellence in order to serve her clients at the highest level. She earned her Certified Financial Planner™ designation, allowing her to consult on a broader scale on everything from retirement and estate planning to long-term care and insurance planning.
 
Julie also attained her Certified Divorce Financial Analyst® credential, which uniquely positions her to advise and support clients during a most stressful and confusing time. She becomes a critical member of a larger support team of legal and accounting professionals to ensure that clients are making wise decisions based on a full understanding of their financial implications.
 
Julie’s passion for her work and caring nature combined with her extensive experience and reasoned, strategic approach make her a welcome and invaluable partner for her clients. She is grateful to be able to draw on the complementary and wide-ranging skillsets of the Vestra Financial team and to work collaboratively in determining what’s best for clients.
 
Julie holds FINRA Series 7, 63 and 65 securities licenses, as well as Accident & Health, Variable Life/Annuity, and Life & Fixed Annuities insurance licenses.
 
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M. Amy Villani
First Vice President / Wealth Management, Financial Advisor
About M.
“This business has little to do with money and a lot to do with solutions that help people every day – and always doing the right thing for them.  More than simply money managers, we genuinely care and are wholly committed to making our clients’ goals a reality.”
 
Amy has had a fascination with finance and the stock market since she was a young child, and vigorously pursued attaining the necessary knowledge and experience to allow her to serve others with value and impact. With more than 20 years of industry experience, she finds it extremely gratifying to help people navigate their journey to retirement and to apply her strong analytical skills in finding solutions to even the most complex issues.
 
Amy takes a full-service approach to advising to meet each client’s entire wealth planning needs, not just as it pertains to their investments. When needed, she consults with accountants, attorneys and other professional resources on anything from gifting to real estate investment. She’s proud to be affiliated with a brokerage that affords her direct access to top-level strategists and senior management in order to help her clients make the best decisions possible.
 
Amy holds FINRA Series 7, 63 and 65 securities licenses, as well as Accident & Health, Variable Life/Annuity, and Life & Fixed Annuities insurance licenses. 
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Ann Marie Slavick
Senior Registered Private Client Associate
About Ann
“Referrals from existing clients are our primary source of new business. Our clients know that our advisors will steer them in the right direction, and only suggest what is best for them. Clients know that we always have their back.”
 
Ann Marie brings an impressive background to her role, having earned an undergraduate degree in economics and an MBA. Her career began with Janney, first as an assistant, and ultimately as an investment broker. After stepping away to pursue other avenues, Ann Marie returned to Janney specifically to be a part of this dynamic, successful team. She values their solid reputation of building trusted, long-term client relationships through integrity, authenticity, and an all-inclusive planning model. She loves that each team member is a real person and that what you see, you get.
 
Ann Marie’s registered private client associate title and her Series 7 and 66 designations allow her to serve the team in a broader capacity and be of greater contribution in meeting client needs. Research, analysis and problem-solving come naturally to Ann Marie and are an integral part of her work. Her prior experience enables her to connect with clients on a meaningful level, anticipate their needs, listen with clarity and empathy, and respond promptly. 
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Tammy A. Doan
Private Client Associate
About Tammy

“My philosophy for client service is simple, I am committed to providing the level of service I would want when working with the team. As a team, we offer service and solutions you can depend on.”


Tammy joined Janney Montgomery Scott LLC as a member of Vestra Financial Partners in 2024. She is a Private Client Associate working with Lorrie Riggs in our Newtown Branch. Tammy has an impressive background in client service with over thirty years of experience in the title and finance services arena. She is here to assist you with an unwavering commitment to client service, and upholding our team philosophy of personalized, comprehensive service.

Supported By

We collaborate with other Janney specialists, as needed, who have in-depth experience in specific disciplines. Together, we can assess your unique situation, analyze difference strategies, and develop a plan fit for your unique needs and goals.

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Dan Wantrobski, CMT®
Managing Director, Director of Research
About Dan

Dan Wantrobski is Director of Research at Janney Montgomery Scott and has over 20 years of industry experience as a technical analyst and strategist.

 

Mr. Wantrobski spent the first 10 years of his career at Paine Webber and UBS, where he developed his knowledge as a technician and macro strategist following the equity, fixed income, commodity, and currency markets. He has also spent time at Fox Pitt Kelton, Bedford Quantitative, and New Albion Partners. From 2008 to 2016, Mr. Wantrobski served as Janney’s technical strategist.

 

Mr. Wantrobski regularly comments in the media on key issues arising in the industry, with appearances in outlets such as The Wall Street Journal, Reuters, The Philadelphia Inquirer, CNBC, Fox Business, and Bloomberg TV. He is also a frequent speaker at financial industry conferences, including the Ernst & Young Annual Firm Conference where he has served as a guest speaker for the last five years.

 

Mr. Wantrobski is a Chartered Market Technician ® (CMT) and attended Villanova University, graduating cum laude with a B.S. in Finance.

 

He currently resides in Moorestown, NJ where he volunteers as a firefighter with Relief Engine Co. 312.

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Debra Roey
Vice President, Retirement Plan Services Director
About Debra

Debra S. Roey joined Janney Montgomery Scott LLC in November 2006, as Janney Retirement Plan Services (JRPS) Manager. JRPS was founded in 1982 to provide Janney’s Corporate Retirement Plan Clients with support in plan design analysis, proposal procurement and review, investment fiduciary services, technical expertise, and problem resolution.

 

Debra has over 30 years of experience in the Retirement Plan arena. Prior to joining Janney, she served as Regional Director with Union Central Life Retirement and Investment Services. During her tenure, she received numerous sales awards including qualification for the company’s highest society membership. She also served on several corporate committees involved with Strategic Planning and Product Development.

 

Debra earned a B.A. in Business Administration from Rutgers University.

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Ed Smith
Senior Tax and Estate Planner
About Ed

Ed advises Janney clients and their families through their unique investment journeys by providing advanced estate planning, wealth transfer, and income tax planning strategies. In addition, Ed develops tailored financial planning for high-net-worth clients by reviewing their complex needs and goals to help ensure their legacy benefits the heirs and charities they care about the most.

 

Ed has a diverse financial background with over three decades of varied experience including serving as a principal for a national public accounting firm, trust counsel for major financial institutions, and as a practicing trusts and estates lawyer. He has extensive experience in estate, fiduciary, and individual income tax planning for ultra-high net worth clients. He also has significant experience with asset protection planning, closely held business owners, and entity structuring.

 

Ed was previously a practicing tax and estate planning lawyer in Connecticut and Florida and has been a frequent speaker at seminars on various tax, financial, and estate planning topics. He previously served on the editorial advisory board for a national estate planning publication, and has been a speaker for the FICPA, regional and national ABA conferences, and the Florida Attorney/Trust Officer Liaison Conference, among others.

 

Ed received his J.D. from Quinnipiac University and his B.B.A. in Accounting from St. Bonaventure University. His professional affiliations include East Coast Estate Planning Council; The Florida Bar, Member RPPTL Section; New York State Bar Association; Connecticut State Bar Association; Boca Raton Estate Planning Council, Board Member; South Palm Beach County Bar Association; and United States Tax Court. He has served, or is serving, on the board of directors or committees for various community organizations including America Red Cross; Boca Raton Historical Society; Boca Raton Museum of Art; Greater Boca Raton Chamber of Commerce; Humane Society of Broward County; Leaders in Furthering Education; Leukemia and Lymphoma Society; and State of Israel Bonds Corporation.

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Greg Drahuschak
Market Strategist
About Greg

Greg Drahuschak joined Janney in 1991. He has over 45 years of economic experience and provides daily, weekly, and monthly market commentary, with a particular focus on the equity market, to Janney and our clients.

 

Prior to joining Janney, he worked as a retail broker with—and eventually transitioned into the research departments of—Butcher & Singer and Wheat First Securities. He was also an instructor at Robert Morris College and the University of Pittsburgh.

 

Greg has written articles for several newspapers and websites, and has been the featured financial professional on many live radio broadcasts. 

 

He earned his B.A. in fine arts from the Indiana University of Pennsylvania, as well as certificates from the Wharton School of the University of Pennsylvania and from the New York Institute of Finance.

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Guy LeBas
Chief Fixed Income Strategist, Janney Montgomery Scott LLC Director, Custom Fixed Income Solutions, Janney Capital Management
About Guy

Guy LeBas is Janney’s Chief Fixed Income Strategist, as well as Head of Fixed Income for Janney Capital Management. As Strategist, he is responsible for providing direction to the Firm’s clients on the macroeconomic, interest rate, and bond market investing climate.

 

Guy authors bond market periodicals, which provide relative value recommendations across the fixed income spectrum. With Janney Capital Management, Guy is responsible for overseeing the Firm’s discretionarily managed bond portfolios, which take a client-tailored approach to generating consistent income across interest rate environments.

 

Guy joined Janney in 2006. Prior to joining Janney, Guy served as Interest Rate Risk Manager for U.S. Trust’s bank asset and liability portfolios, a role in which he oversaw risk and return on $20 billion of bank assets and derivatives.

 

Guy is also a frequent guest on CNBC, Bloomberg TV and Fox Business News, as well as a regular speaker at financial industry conferences. He received his education from Swarthmore College, holds an M.S. in Applied Economics from Johns Hopkins University, and is a CFA Charterholder.

 

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Jack Cintorino
Vice President, Senior Financial Planner
About Jack

Jack Cintorino, based out of the Alexandria, VA branch, provides assistance and support in many aspects of financial planning to Janney’s Financial Advisors and their clients. Prior to joining Janney, Jack was employed at AXA since October 2012 as Director / Lead Manager and Senior Case Design Consultant focusing on Estate and Charitable Planning. He holds a BA degree from State University of New York at Stony Brook, and Juris Doctor (JD) degree from Touro College School of Law.

 

Jack has been a featured guest on a cable television investment program, has had several articles published within the industry, and has been a guest speaker at numerous industry and public seminars.

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Kim (Termine) Beil, CFP®
Vice President, Director of Managed and Insured Solutions Group
About Kim

Kim Beil serves as Director of the Managed and Insured Solutions Group in Janney Montgomery Scott’s Wealth Management department. In this role, Ms. Beil oversees the daily activities of the Managed and Insured Solutions Group and is responsible for promoting both advisory and insured solutions for the firm.

 

Ms. Beil is an active member of the Firm, the industry, and is involved in several community organizations. At Janney, she is a member of the Firm’s Women’s Interactive Network (WIN). She is also a founding member for Girls on the Run Philadelphia, a non-profit program that encourages preteen girls to develop self-respect and healthy lifestyles through running. Currently, she volunteers with the Neucrue Cancer Foundation.

 

A graduate of Drexel University, Mrs. Beil holds a B.S. in business administration, and has over 15 years of financial services industry experience at Janney. She is an Accredited Wealth Management Advisor℠ (AWMA®), holds an insurance license, and is a LEADERSHIP Philadelphia Fellow.

 

In her spare time, Ms. Beil enjoys running and challenging herself in half marathons.

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Laura Medigovich CFP®, ChFC®, CLU®, CTFA, CMC®
Vice President, Senior Financial Planner
About Laura

Laura Medigovich is a Vice President and Senior Financial Planner with Janney Montgomery Scott. Ms. Medigovich, who is based out of Purchase, NY, covers the Firm’s Northern region.

 

To support Janney’s clients in achieving their financial goals through sound planning, she coaches Janney’s Financial Advisors and their clients through all aspects of financial planning. Her areas of planning knowledge and experience include retirement, insurance, education, business-succession, estate and legacy, and philanthropic.

 

Ms. Medigovich joined Janney in 2019. Prior to joining the Firm, she was a Vice President, Senior Financial Planner for Wilmington Trust/M&T Bank. There, she was responsible for developing customized wealth-management strategies and financial plans for prominent individuals, families, and business owners. Ms. Medigovich also shared her financial planning experience through a weekly personal finance column in the local Hudson Valley newspaper, the Times-Herald Journal, which she wrote for more than a decade.

 

Ms. Medigovich has achieved a number of professional certifications, including the Certified Financial Plannerᵀᴹ professional designation from the Certified Financial Planner Board of Standards. She also earned the Chartered Financial Consultant and Chartered Life Underwriter designations from The American College and the Certified Trust and Financial Advisor designation from the Institute for Certified Bankers.  

 

Other industry-focused programs from which Ms. Medigovich has graduated include the Virginia Bankers Association School of Bank Management at The University of Virginia, and the Cannon Trust School, Cannon Institute, at Pepperdine University.

She holds a Bachelor of Arts degree in Sociology from the University of Maryland.

 

Ms. Medigovich is a leader in her region’s finance community. Her leadership roles include serving as a member of the Board and the Director of Advocacy for the Greater Hudson Valley Financial Planning Association.

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Mark D. Luschini
Chief Investment Strategist, Janney Montgomery Scott LLC President and Chief Investment Officer, Janney Capital Management
About Mark

Mark Luschini is the Chief Investment Strategist for Janney Montgomery Scott LLC, leading the Investment Strategy Group. In that capacity Mark is responsible for establishing the Firm’s broad outlook relating to conditions in the capital markets and the economy and to develop investment strategies that align with the best interest, goals, and objectives of individual and institutional clients. He also establishes the Firm’s asset allocation models used for portfolio construction and financial planning.

 

As Chief Investment Strategist, Mark serves as the Janney's investment spokesperson, offering national market commentary and developing asset allocation models and investment strategies. He chairs the investment committee and actively interfaces with both current and prospective clients.

 

Additionally, Mark directs Janney Capital Management, the Firm’s discretionary investment management division. Under his leadership, Janney Capital Management has delivered competitive investment results across multiple strategies. The total assets under management has grown to more than $4 billion, with nearly $3 billion in traditional equity and fixed income assets, and over $1 billion in various strategic and tactical asset allocation strategies utilizing exchange-traded solutions and mutual funds. Mark served on the Board of Managers for Janney, and currently serves as a Trustee for the Firm’s Pension & Profit Sharing Plan. He is a member of the Janney Wealth Management Department’s Mutual Fund and Alternative Investment Committees.

 

In Janney Capital Management, Mark chairs the Investment Committee which sets asset class and sector policy and directly participates in managing the equity, fixed income, and asset allocation strategies under its advisory. Mark has spent more than 30 years in the investment industry. He utilizes that experience to speak on topics related to macroeconomics and investment management at seminars and conferences.

 

His comments and written articles have been circulated in numerous publications ranging from the Wall Street Journal and Barron’s to the New York Times, USA Today, Financial Times, and Money magazine. He has appeared in various media outlets including CNBC, Bloomberg Television, Fox Business News, and CNN.

 

He has a BA and MBA from Gannon University and holds the Chartered Market Technician (CMT) designation from the Market Technicians Association

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Mike Halloran, CFA
Equity Strategist
About Mike

Mike Halloran serves as an Equity Strategist in Janney’s Investment Strategy Group. Bringing over 20 years of financial service experience to Janney’s established team of professionals, Mike analyzes all asset classes with particular emphasis on equity research.

 

Prior to Janney, Mike was Vice President of Market Strategy for BPU Investment Management Group, and was responsible for the development of the firm’s global outlook and implementation of numerous investment strategies. His previous experience includes performing equity research for large cap core and growth mutual funds, and working in PNC’s investment banking organization supporting M&A, high yield, private placement, loan syndication, and derivative security transactions. He is also an adjunct finance professor and former aerospace research engineer.

 

Mike received his B.S. in Mechanical Engineering from the University of Pittsburgh, M.B.A. from Carnegie Mellon University and his M.S. in Mechanical Engineering from the University of Florida. He also holds the Chartered Financial Analyst (CFA) designation.

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Shurdonna S. Joseph, CFP®
Vice President, Director of High Net Worth Consulting
About Shurdonna

Shurdonna serves as the Director of Janney’s High Net Worth Consulting group. In this role, she collaborates with Financial Advisors to fully assess clients’ needs, identify a range of potential strategies, and coordinate product solutions for those with significant wealth.

 

Shurdonna has more than 15 years of progressive experience in the investment-management industry. She joined Janney in 2017 as a Senior Financial Planner. Previously, Shurdonna was a Financial Advisor in Vanguard Personal Advisor Services®, where she provided investment guidance and financial-planning services to high-net-worth clients and their families. Shurdonna also served in Vanguard’s Education Savings Group, where she focused on 529 Plans and college-savings strategies. While at Vanguard, Shurdonna had the opportunity to rotate through several of the firm's departments, including Retirement Plan Services, International, and Retail Investor Group, as part of their Accelerated Leadership Development Program.

 

Shurdonna has earned the Certified Financial PlannerTM designation and holds FINRA Series 7 and 63 licenses. She received her Juris Doctor (J.D.) from Temple University Beasley School of Law and has a Bachelor of Science in Finance from Morgan State University Earl G. Graves School of Business and Management.

 

Shurdonna is an active leader in her region's nonprofit community and currently serves as a board member and a member of the finance committee of Philadelphia's Magic Gardens. She’s also a member of the Financial Ministry at her church, as well as a member of Alpha Kappa Alpha Sorority, Inc.

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