Our Team
The Holowinski Wealth Advisory Group (formerly Smith Holowinski Wealth Advisory Group) was formed when Financial Advisors Vars Smith, now retired, and Jason Holowinski decided to unite their many years of experience to work for the benefit of clients. Those years include two long term secular bear markets on either side of the historic 17 year secular bull market of the '80' and '90's. No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor. Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
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What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
College Saving and Funding Plans
As the price of education continues to rise, affording the cost of higher education may require a customized plan to meet your funding needs, while balancing other expenses and goals.
Online Access
Our digital experience makes connecting your life and finances easier by providing 24/7 secure access to your account information, aggregation tools, eDelivery, and more.
Retirement Income
Generating income from the retirement savings you have accumulated over your lifetime can often be a complex task. Managing retirement income requires balancing guaranteed income sources, such as Social Security, with fluctuating income from sources such as your investment portfolio, based on your living expenses and desired spending levels.
Community Involvement
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Recent Event: Cybersecurity and AI Best Practices
The threat of cybercrime and identity theft looms larger than ever.
Recent Event: Holistic Financial Strategies for Business Owners: Build, Grow, and Transition
Did you know an estimated 65 to 80% of a business owner’s net worth is tied to their business?*
Recent Event: Maximize the Value of Your Business with Insights from an Investment Banker
If you own a business, selling your company could be the most important financial transaction you’ll undertake.
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
April 16, 2025
Holowinski Wealth Advisory Group | Syracuse, NY | Financial Advisors | Janney
Time can be unforgiving; and is flying by. You've been working very hard for a long time.
You've either taken the time to have a Family Household Financial Plan prepared, or you have not. If you have not, you do not know exactly where you stand; nor in what direction you are headed; nor whether or not there is a high likelihood that you will achieve your most important long-term Financial Goals. Extremely important to have a Financial Plan in place; and to periodically Update it.
Long-term success does not happen by chance.
#goals #retirement #financialplanning #life #investing
www.holowinskiwealthadvisorygroup.com
April 14, 2025
Selling out during the market's worst days can hurt you, research shows — here's how much you could lose
"In 150 years of stock market history, there have been wars, natural disasters, acts of terror, financial crises, a global pandemic and more. Yet the market has always eventually recovered and climbed to new all-time highs."
#Investing #Retirement #goals
April 01, 2025
Getting Your Financial House in Order: Budget and Spending Plans
A Core and Foundational Element of Building a Financial Plan is taking the time to Create a Household Budget. Don't wait to see what might be left over to Save/Invest; Build a Budget Plan/Forecast that Prioritizes Consistent Saving and Long-Term Investing. Your future self will be grateful...
#money #goals #time #retirement #investing
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
Protecting Your Business: The Importance of Insurance
The day-to-day demands of running a business can be all-consuming. This article takes a look at a few important considerations for the protection of you and your business.
Should I Convert From a Traditional IRA to a Roth IRA in a Volatile Market?
Soaring inflation and global conflict have led to ongoing stock market volatility. Retirement savers may be wondering, “Is now a good time to convert to a Roth IRA?”
How to Reduce Taxes on Employer Stock in a 401(k) Plan
If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.
Office Information
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.