Home page hero banner


Our Team
The Holowinski Wealth Advisory Group (formerly Smith Holowinski Wealth Advisory Group) was formed when Financial Advisors Vars Smith, now retired, and Jason Holowinski decided to unite their many years of experience to work for the benefit of clients. Those years include two long term secular bear markets on either side of the historic 17 year secular bull market of the '80' and '90's. No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor. Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
... Read more.
Read less.
What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.

College Saving and Funding Plans
As the price of education continues to rise, affording the cost of higher education may require a customized plan to meet your funding needs, while balancing other expenses and goals.

Online Access
Our digital experience makes connecting your life and finances easier by providing 24/7 secure access to your account information, aggregation tools, eDelivery, and more.

Retirement Income
Generating income from the retirement savings you have accumulated over your lifetime can often be a complex task. Managing retirement income requires balancing guaranteed income sources, such as Social Security, with fluctuating income from sources such as your investment portfolio, based on your living expenses and desired spending levels.
Community Involvement
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.

Up Next: The Washington Update with Jeff Bush
A nonpartisan overview of the political environment, prospective legislation, and strategies for investment and retirement planning.

Recent Event: Cybersecurity and AI Best Practices
The threat of cybercrime and identity theft looms larger than ever.

Recent Event: Holistic Financial Strategies for Business Owners: Build, Grow, and Transition
Did you know an estimated 65 to 80% of a business owner’s net worth is tied to their business?*
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
May 07, 2025

Holowinski Wealth Advisory Group | Syracuse, NY | Financial Advisors | Janney
If you have no idea exactly where you stand financially, and in what year you might be able to retire, with a high level of confidence, as you look into the future, then you are an ideal candidate to Build a Financial Plan now...
If you seek greater clarity, and less anxiety regarding the unknown, and what the future might hold for you, then you are an ideal candidate to Build a Financial Plan now...
Building a Financial Plan enlightens us and gives us great clarity, and most importantly, a Road Map so we know what we need to do going forward, to get to where we want to go eventually.
Don't Delay. Take Action.
#investing #goals #financialplanning #retirement
For more information about Janney, please see Janney’s Relationship Summary (Form CRS) on www.janney.com/crs which details all material facts about the scope and terms of our relationship with you and any potential conflicts of interest.
May 01, 2025

Leveraging Annuities During Market Uncertainty
Annuities can be a powerful tool for securing your investments—offering asset protection, tax deferral, guaranteed income, and peace of mind. Read this article to learn more.
April 30, 2025

Holowinski Wealth Advisory Group | Syracuse, NY | Financial Advisors | Janney
We Build long-term Financial Plans for our valued Clients and Prospects.
They benefit immensely by, instead of just guessing, discovering exactly where they stand; finding out into what direction they are currently headed, considering their current situation and strategy; and as a result, whether or not they are likely to achieve their most important long-term financial goals down the road...
#financialplanning #investing #goals #life #money
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.

May Investment Perspectives
Factors that matter when defining a recession, bond market volatility, and earnings reports vs. the first 100 days.

Protecting Your Business: The Importance of Insurance
The day-to-day demands of running a business can be all-consuming. This article takes a look at a few important considerations for the protection of you and your business.

Should I Convert From a Traditional IRA to a Roth IRA in a Volatile Market?
Soaring inflation and global conflict have led to ongoing stock market volatility. Retirement savers may be wondering, “Is now a good time to convert to a Roth IRA?”
Office Information