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The Velnoskey Wealth Management Group
With over 130 years of experience serving affluent individuals, their families, their businesses, and non-profit organizations across the United States and internationally, our team delivers a wealth and depth of knowledge affording our clients unparalleled service and vision.
Douglas P. Velnoskey, CFP®
Executive Vice President / Wealth Management, Satellite Branch Manager
Bryan L. Carney, CFP®, CRPS®
Coleen Kramer Beal, AWMA®, CDFA®, CLTC®
Devin P. Velnoskey, CFP®
Senior Registered Client Service Associate
Senior Registered Private Client Associate
What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Within the communities where we live and work, the Velnoskey Wealth Management Group recognizes and values the importance of community engagement and giving back. We are grateful for the ability and opportunity to be a community partner.
Carroll County Women's Conference
The inaugural Carroll County Women's Conference raised over $20,000 for local scholarships!
Frederick Co. Girls Football
Janney and The Velnoskey Wealth Management Group are pleased to sponsor the inaugural season of the Frederick County Girls Flag Football League.
MREC Roaring 20s Garden Party
The VWM Group Wins Croquet Benefit!
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Recent Event: Simple Safeguards from Cybercrime
In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime.
Recent Event: The Power of Feeling Your Best: Rest. Eat. Move.
What does “feeling your BEST” look like?
Recent Event: Janney’s 2023 Mid-Year Market Update
What’s next for the economy and markets?
Stay up-to-date and in-the know about every aspect of your financial picture.
February 20, 2024
Using Life Insurance as a Retirement Planning Tool
Asset location is just as important as asset allocation when considering cash flows for retirement planning. If you’ve maximized your traditional retirement contributions but want to save more for retirement, cash value life insurance can offer both financial security and a tax-deferred way to accumulate additional funds. The article below provides more information on this strategy and if it could be right for you. If you're curious where you stand when it comes to your personal asset location strategy, connect with our team!
February 13, 2024
A Family Conversation on Estate Planning
Here at the Velnoskey Wealth Management Group, our unique financial planning process is well tailored to family wealth conversations and intergenerational wealth transfers. We focus on involving family members early in our process, particularly in estate planning to help avoid surprises. We believe this leads to better financial planning and helps families develop a long-lasting legacy. You can read more about family planning conversations in the article below. If you're seeking a partner to help lead the conversation in your family, let's connect.
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
February Investment Perspectives
In this month’s Investment Perspectives, the Investment Strategy Group discusses how the pursuit of a soft landing continues in the new year and anticipates volatile but trending bond markets. Plus, strong market performance in December points to potential positive results for 2024.
Tax Mailing Schedule
Knowing when you’ll be able to access information you need to prepare your taxes makes the process easier.
Estate Planning for Procrastinators
Sometimes a serious illness or health scare prompts people to take a hard look at their estate planning. Frequently, this is when the desire to minimize the impact of estate/inheritance taxes becomes a priority.