Taking a collaborative approach to the divorce process can yield positive results. By including a financial specialist, who will work hand-in-hand with your attorney, you increase the likelihood that you will be fully informed and best positioned to reach a fair and financially equitable settlement.

A Certified Divorce Financial Analyst can help ensure you have a clear understanding of your post-divorce financial situation before you reach an agreement, and help you make choices to protect your short- and long-term financial well-being.

What are the five common mistakes a Certified Divorce Financial Analyst can help me avoid?

Accepting an equal 50/50 split when it is not a fair and equitable division of property

Keeping the house when you can’t afford it

Forgetting to take appropriate measures to guarantee alimony and/or child support payments

Using unrealistic assumptions when determining long-term financial needs

Failing to take into account how financial issues are interrelated and the tax implications

We understand that most couples do try to reach a mutually agreeable settlement. Unfortunately, what looks fair today may not be equitable over time. As a Financial Advisor with the Certified Divorce Financial Analyst designation, I can be your guide during the divorce process by explaining your options and leading you through the many difficult choices you will face.

Key Points:

Financial acumen is often missing from the divorce process

Empowerment comes from understanding the long-term results of your financial settlement from the start

Planning early is much easier than wishing you could change things later

About Amy Begnaud

Amy Begnaud is a Certified Financial PlannerTM (CFP®) professional, Wealth Management Financial Advisor and Certified Divorce Financial Analyst® at Janney Montgomery Scott. Having endured her own divorce in 2008, Amy not only understands firsthand just how stressful a divorce can be, she also feels compelled to help others navigate through the financial challenges a divorce can create. Uniformed and spontaneous decisions made today, can lead to financial burdens tomorrow. Amy’s goal is to enable clients and attorneys to potentially avoid the financial pitfalls of a divorce. Along with her father/partner/fellow CDFA®, Gary Begnaud, they are shining a spotlight on this under addressed, yet critical, wealth planning concern.

Amy lives in Moorestown, New Jersey with her three children; showing them the importance of helping others is essential to her as a mother.