We follow the financial planning process with our clients:
ENGAGE - Understanding you, your goals and your circumstances.
Financial planning is at the heart of every financial decision you make, whether you are planning for retirement, purchasing a second home, or paying for a child’s education. Your Janney Financial Advisor will collaborate with you to create a financial roadmap for you and your family. They are backed by Janney’s team of Certified Financial PlannerTM (CFP®) professionals, CPAs, and estate planning attorneys with the knowledge and experience to advise you on retirement, tax, and estate issues. Our Financial Planning team can also meet with your other trusted advisors, such as your attorney and your tax and trust advisors.
COLLECT - Identify your financial goals and analyze potential courses of action.
Our process helps you gather relevant information about your assets, liabilities, wills, trusts, insurance policies, and other pertinent information. We then provide meaningful organization to your personal financial data. Gathering the right information is an important step toward obtaining answers that will work and establishing measurable goals.
DESIGN - Develop your plan and discuss strategies to meet your needs.
We can help you analyze even the most complex situations and provide meaningful, easy-to-understand insight into your total financial picture. The most common financial goals that we address include:
- Retirement Savings Planning
- Retirement Income Planning
- Education Planning
- Risk Management
- Business Succession
- Estate Planning and Trust Services Strategies
- Social Security Strategies
We’ll take all of the information you have provided, and design a plan tailored to you and your family geared toward helping you achieve the outcomes you desire.
DELIVER - Present and discuss your financial plan.
Our group will present your financial plan to you, review your priorities, risk/return trade-offs, and any other considerations, and make any updates necessary to fully meet your needs.
REVIEW - Ongoing review the progress towards goals and adjust as life changes.
As your life circumstances change over time, your plan will be reviewed and updated to adjust for your current needs and goals. We will continue to consult with you on the implementation and maintenance of your plan, now and in the future.
OUR FINANCIAL PLANNING SERVICES:
Investment Management
- Savings programs/effectiveness
- Asset Allocation
- Concentrated Stock Holdings and Liquidation
- Retirement Planning
- Retirement Income Planning
- College Savings Plans
- Cash Management
Risk Management
- Benefits Optimization
- Disability Insurance
- Life Insurance
- Long-term Care Insurance
- Business Continuation
Estate Planning & Trust Services
- Will and Trust Reviews
- Gifting and Wealth Transfer Strategies
- Business Succession Planning
- Trust and Executor Services
- Charitable Giving Strategies
- Donor Advised Funds
Other Planning Services
- Cash Flow/Budgeting
- Social Security Strategy Assessment
- Pension Strategy Analysis
- 72(t) Analysis
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.
