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Helping you Navigate your Financial Future
Helping you Navigate your Financial Future
We are a father-son team, we work collaboratively to bring our unique strengths and experience to the table for our clients. The team has a combined experience of over 50 years and even links two generations of industry acumen. We take a comprehensive and customized approach to your finances, by understanding your needs and goals and aligning your investment strategies to help meet those goals. Our depth of knowledge and experience, combined with our Firm’s capabilities and resources, enables us to provide high quality service, while offering advice and executing financial solutions for every stage of life.
No matter where you are in life — just starting out, in your peak earning years, nearing retirement, or contemplating your legacy — we are here for you. When you work with us, it’s about going beyond investing. It’s about connecting your life and your finances.
Awards
AdvisorHub 2025 Top Next Gen Advisors
James A. Rachlin has been named a "Top 100 Next Gen Advisor" by AdvisorHub
Forbes 2025 Best-In-State Wealth Management Team
Rachlin & Rachlin Financial Advisors named to Forbes 2025 Best-In-State Wealth Management Teams List
AdvisorHub 2024 Top Next Gen Advisors
James A. Rachlin has been named a "Top 100 Next Gen Advisor" by AdvisorHub
Our Team
No needs are more important than your own. We pride ourselves in making your needs and goals, our own. We don't simply work for you. We work with you to understand who you are as an individual and as an investor. Our mission is to help you to define your financial objectives, and then use that knowledge to develop — together — a plan that is tailored to fit your unique needs and preferences, and is in your best interest. We’re proud to offer comprehensive financial planning resources, providing you access to education, advice, planning, and consultation.
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What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Frequently Asked Questions
All of your questions, answered!
Wealth Management
Our goal is to support your practice with personalized assistance and access to qualified wealth management professionals, enabling you to provide the highest standard of service.
Business Retirement Plans
We are committed to working with your organization to deliver innovative, results-oriented strategies. Our step-by-step process has been developed to help you reach your goal of offering a well-designed plan with high-level service that helps your valued employees achieve financial security.
Community Involvement
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
Cookies and Cocoa
On Friday November 24th, 2023, Janney's Toms River Branch hosted an event where clients, family and friends were able to bring their kids or grandkids to the office to get their picture taken with Santa and Mrs. Clause, enjoy sweet treats and celebrate holiday cheer in good company. Every child even left with a personalized goodie bag from Santa.
Shredding Day Event 2023
On August 5th, 2023, Janney's Toms River Branch hosted a Shredding Day Event, where clients and friends brought their confidential documents for safe and secure shredding. Clients enjoyed refreshments, casual conversation and the musical entertainment of former Satellite Branch Manager Roy Rachlin and current Satellite Branch Manager Jim Rachlin.
Lions, Tigers & Beers Festival 2023
On Saturday June 10th, 2023, Janney's Toms River, NJ Branch was grateful to have the opportunity to volunteer at the Second Annual Lions, Tigers & Beers Festival at The Popcorn Park Animal Refuge. This year more than 700 people gathered to enjoy tastings of local craft beer, wine and custom cocktails while strolling the animal refuge all for a good cause.
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Up Next: A Medicare Primer
Take control of your Medicare journey by joining Janney’s exclusive client webinar!
Recent Event: Janney's Mid-Year Market Update
What’s next for the economy and markets?
Recent Event: Cybersecurity and AI Best Practices
The threat of cybercrime and identity theft looms larger than ever.
Video Resources
Asset Consolidation
The Advantages of Asset Consolidation
Financial Planning
What is Financial Planning?
Emergency Fund
How much money should you keep in a savings account for emergencies?
Our Designations
CERTIFIED FINANCIAL PLANNER™
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients' best interests today to prepare them for a more secure tomorrow.
Chartered Financial Consultant®
Those who earned the ChFC® designation are understood to be knowledgeable in areas such as financial planning, including insurance, taxation, retirement, and estate planning. It also addresses advanced areas such as behavioral finance, non-traditional family structures, and small business planning.
Accredited Investment Fiduciary®
The Accredited Investment Fiduciary® (AIF®) Designation is a professional certification that demonstrates an advisor or other person serving as an investment fiduciary has met certain requirements to earn and maintain the credential. The purpose of the AIF® Designation is to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility.
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
September 04, 2025
9 Considerations for Year-end Planning
As the end of 2025 approaches, it’s a good time to implement strategic tax planning to minimize your tax liability, maximize savings, and get on track for 2026.
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
2025 Tax Reform: A Look at Key Changes for Individuals and Families
On July 4, 2025, new tax rules were signed into law under the 2025 Reconciliation Legislation known as the One Big Beautiful Bill Act (OBBBA). OBBBA introduces significant changes to the tax code that will impact how you file your 2025 tax returns—and returns for years to come.
2025 Tax Reform: A Look at Key Changes for Businesses
On July 4, 2025, new tax rules were signed into law under the 2025 Reconciliation Legislation known as the One Big Beautiful Bill Act (OBBBA). OBBBA introduced significant changes to the tax code that may impact taxes for you or your business. How will you prepare?
September Investment Perspectives
In this issue, we explore the possibilities for European equities, inflation dynamics, and September’s cautionary market tone.
Office Information
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.