What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Who We Work With
At Schultz Wealth Management we work with an array of different groups of people at different stages of their lives. Those groups include BUSINESS OWNERS As a business owner, you’ve built something you care about – and you want to see it last. We understand. We’re well-versed in the challenges and opportunities before you. As your financial advisor, I can help you further define your own brand of success by giving you the confidence to focus on what you do best. For some, this means looking to sell their business down the road. For others, they have no interest in retiring … ever. But they want to be positioned to go to work because they love it, not because they have to. We’re here to offer customized investment recommendations for your personal financial matters and the needs of your business. Our team can help to manage your investment strategy and tax mitigation strategies, while helping to address key issues such as estate planning, generational wealth transfer and your philanthropic efforts. We can make recommendations in line with your tolerance for risk and your cash flow goals, and ultimately, help you ensure you're well positioned to leave a financial investment legacy. We’ve worked with many businesses over the last 25 years as they have navigated through the Investment banking and monetization process. We invite you to enjoy the confidence of knowing you have a singular and consistent source of financial recommendations – and more time to devote to growing your business RETIREES: Once you retire, the need for financial recommendations doesn’t just end. Because people are living longer today, the possibility of going 30 years without a paycheck can take careful planning and disciplined investing. Our team of CERTIFIED FINANCIAL PLANNER™ professionals can help you with: establishing a plan designed to preserve your wealth, create sustainable income throughout retirement and maintain your standard of living. There are many things we can do in this pursuit. One approach we can take is to create a personalized, comprehensive plan designed to preserve your wealth and mitigate the impact of market risk, taxes and inflation. This can include having a sustainable, tax-efficient withdrawal strategy designed to strike a careful balance between your need for monthly income and your desire to make your money last your lifetime. We can also work with you to review important matters such as Social Security and Medicare. Plus, we can collaborate with your legal and insurance professionals on important matters such as having a plan for your estate and assessing whether your life insurance and long-term care insurance needs are met. You’ve worked hard all your life to arrive at this significant stage of your life. Our goal is to help you enjoy your well-deserved retirement. EXECUTIVES & PROFESSIONALS: We work closely with professionals and can make recommendations to help them reach the next level – however they choose to define what’s next. Working with you as a partner in your success, we can take the time to understand your goals and help you address everything from asset protection and cash management, as well as strategies to protect your family and your legacy and, of course, your own retirement. As an executive, you spend your time and energy between the office, airport and home, with little to spare. You know your personal portfolio deserves that same level of dedication and high-level thought. With us as your partner, you can gain the confidence that accompanies having a path to your financial objectives. With our in-house Wealth Management resources, we can be part of a team of people that can make recommendations to executives on: Stock option planningRestricted stock and 83(b) electionsCashless stock option exercisesRule 144 executions10b5-1 sales plansHedging and monetization forconcentrated equity positionsShare repurchase programsCorporate cash managementRetirement programsNet unrealized appreciation In addition to our own experience and financial knowledge, we have access to all the resources of Janney Montgomery Scott, one of the country’s leading financial services firms. Best of all, you’ll enjoy the confidence of knowing you have a single, trusted source for financial recommendations – and more time to devote to growing your business and focusing on your future.
No matter where you are in life – we’re here to help you every step of the way. We have the knowledge and experience to provide a personalized plan designed to meet your needs.
Generating income from the retirement savings you have accumulated over your lifetime in an efficient way can often be a complex task, but we're here to help every step of the way.
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
30th Annual Marist School Alumni Golf Tournament
Kevin co-chaired the 30th annual Marist School Alumni Golf Tournament at Capital City Club, which SWM was a premier sponsor, and he was joined by Jeff and two fellow alumni/clients.
Schultz Community Engagement
Throughout the years the Schultz Wealth Management Team has had the opportunity to work with and help various charities and other groups in the community. See below for a list of those groups and click them to visit their websites.2/3/2021:Grateful today to provide lunch to nearly 100 frontline nurses, doctors, and staff of the pulmonary unit at Piedmont Hospital Atlanta. Thanks for their courage and strength on a daily basis. Thanks to Henri's Buckhead for their delicious boxed lunches too! 5-11-20:SWM giving back to the community –Kevin and our Janney colleagues spent a day volunteering with Urban Recipe’s Emergency Food Aid Program in Atlanta. This local non-profit provides food boxes to families affected by COVID-19. Donations can be made at https://urbanrecipe.org/.4-14-19:SWM of Janney has raised funds and donated recently to the Nicholas House, where their mission is to provide temporary housing to homeless families and help them become self-sufficient. With Covid-19, many of their residents are facing layoffs and job loss, so it’s impact is even more effective. $1000 provides Eviction prevention assistance, $500 provides dinner for families in the shelter! See this site to consider a donation in this troubled time.https://nicholashouse.org/about-us/mission-and-impact/
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Recent Event: Life Happens
Meg Muldoon presented "Life Happens: Adapting Your Estate Plan For Life Events" where she discussed that as your life changes, your financial needs and goals likely will too.
Recent Event: Simple Safeguards from Cybercrime
In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime.
Up Next: The Power of Feeling Your Best: Rest. Eat. Move.
What does “feeling your BEST” look like? Let’s find out!
Stay up-to-date and in-the know about every aspect of your financial picture.
January 11, 2023
Simple Safeguards from Cybercrime
In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime. Join our exclusive webinar to hear from Jeff Lanza, retired FBI Special Agent, where he’ll cover simple, valuable tips on how to protect your identity and computer, and be aware of potential scams.
January 09, 2023
January 2023 - Quarterly update | Schultz Wealth Management
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
Mark Luschini shared his 2023 Market and Investment Outlook
What a treat to have our firm’s Chief Investment Strategist
January 2023 - Quarterly update
As I begin my 29th year as a Financial Advisor, it still amazes me how much emphasis is put on NEW YEAR predictions. It might be a “feel good” moment when one sees a large firm predict the market being up 10% or more, yet these predictions are rarely right…like the weatherman. In fact, last year, all of the large firm market forecasts were wrong. Last year, I suggested in January we were due for a tough year and that bear markets or corrections are healthy and happen every so often. S&P 500 down nearly 20% and Bonds down nearly 15% for 2022. It was one of those rare years where both bonds and stocks were down. The good news for 2023 is that bonds now yield over 4% and will provide a nice dividend going forward. The stock market, however, has more potential volatility ahead and is tough to call in the next 6 months. I believe we will have more clarity on this recession and the FED over the next quarter or two. Our team continues to diversify our clients for long term, with a focus on dividends. We continue to keep liquidity a priority for our retired clients so they can continue their active lifestyle into 2023. Thanks for your confidence and here is the summary on the numbers: Annual Summary 2022SWM news:In December, we refreshed and updated our website. Besides our quarterly update, check out the “what we do” area (perfect for client introductions) and our “recent updates” section which contains timely educational articles and whitepapers. Here is our new team picture (don’t we look younger???).Jeff is enjoying more free time, with both kids in college, golfing/visiting family/hawks games. Here is a snapshot from their visit during the holidays.Allison had a blast celebrating Christmas with her family. All of her kids were very happy!The McKane family has been busy this fall. Hughes started playing NYO tee-ball and soccer and Ridley continued to participate in Tophat soccer and played some basketball. Kevin and Meg rang in the New Year by attending the UGA win over Ohio State….Go Dawgs!!
October 2022 - Quarterly update
Unfortunately, these “bear” markets take time to get through (they don’t last as long as bulls) and the Fed continues it’s focus on stomping out inflation (and the economy with it). Watching the markets daily or weekly is no longer a pastime or hobby and could only influence one to make detrimental moves that could impact one’s financial game plan and/or performance long term. Those who say they know where the market and economy are going in the next 6 months are guessing. We continue to take advantage of tax swaps and higher rates for portfolios and new deposits. One positive, we have rates around 4-5% again which is nice when you are retired or sitting on cash!. Thanks to those who have helped us meet several new clients this year who have recently retired, sold their business, or inherited monies. We want to help those who need advice in this volatile market, so keep them coming!See attached for more detail on this weak quarter: Quarterly UpdateSWM news:Jeff and his family had an enjoyable summer with a visit to Montana for some golf and fishing. He also moved his youngest, Palmer into college at the University of Tennessee. Onto empty nesting….Allison went down to Florida with her husband and, 2, of her 3 boys for Fall Break to visit Epcot at Disney World. She’s pictured here with her 2 boys in front of Epcot.Kevin, Meg, Ridley(6) & Hughes(4) enjoyed some time in Destin 30A, Florida in July
Contact us today to discuss how we can put a plan in place designed to help you reach your financial goals.