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What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Complex Wealth, Simplified for the High Net Worth Investor
Simply put, your financial needs are far from ordinary. And, the greater your wealth, the more complex the needs, strategies, and solutions. That’s why we’re pleased to provide you with a differentiated experience—offering comprehensive capabilities, specialized support, and sophisticated resources for your complex needs.
Who We Work With
At Schultz Wealth Management we work with an array of different groups of people at different stages of their lives. Those groups include BUSINESS OWNERS As a business owner, you’ve built something you care about – and you want to see it last. We understand. We’re well-versed in the challenges and opportunities before you. As your financial advisor, I can help you further define your own brand of success by giving you the confidence to focus on what you do best. For some, this means looking to sell their business down the road. For others, they have no interest in retiring … ever. But they want to be positioned to go to work because they love it, not because they have to. We’re here to offer customized investment recommendations for your personal financial matters and the needs of your business. Our team can help to manage your investment strategy and tax mitigation strategies, while helping to address key issues such as estate planning, generational wealth transfer and your philanthropic efforts. We can make recommendations in line with your tolerance for risk and your cash flow goals, and ultimately, help you ensure you're well positioned to leave a financial investment legacy. We’ve worked with many businesses over the last 25 years as they have navigated through the Investment banking and monetization process. We invite you to enjoy the confidence of knowing you have a singular and consistent source of financial recommendations – and more time to devote to growing your business RETIREES: Once you retire, the need for financial recommendations doesn’t just end. Because people are living longer today, the possibility of going 30 years without a paycheck can take careful planning and disciplined investing. Our team of CERTIFIED FINANCIAL PLANNER™ professionals can help you with: establishing a plan designed to preserve your wealth, create sustainable income throughout retirement and maintain your standard of living. There are many things we can do in this pursuit. One approach we can take is to create a personalized, comprehensive plan designed to preserve your wealth and mitigate the impact of market risk, taxes and inflation. This can include having a sustainable, tax-efficient withdrawal strategy designed to strike a careful balance between your need for monthly income and your desire to make your money last your lifetime. We can also work with you to review important matters such as Social Security and Medicare. Plus, we can collaborate with your legal and insurance professionals on important matters such as having a plan for your estate and assessing whether your life insurance and long-term care insurance needs are met. You’ve worked hard all your life to arrive at this significant stage of your life. Our goal is to help you enjoy your well-deserved retirement. EXECUTIVES & PROFESSIONALS: We work closely with professionals and can make recommendations to help them reach the next level – however they choose to define what’s next. Working with you as a partner in your success, we can take the time to understand your goals and help you address everything from asset protection and cash management, as well as strategies to protect your family and your legacy and, of course, your own retirement. As an executive, you spend your time and energy between the office, airport and home, with little to spare. You know your personal portfolio deserves that same level of dedication and high-level thought. With us as your partner, you can gain the confidence that accompanies having a path to your financial objectives. With our in-house Wealth Management resources, we can be part of a team of people that can make recommendations to executives on: Stock option planningRestricted stock and 83(b) electionsCashless stock option exercisesRule 144 executions10b5-1 sales plansHedging and monetization forconcentrated equity positionsShare repurchase programsCorporate cash managementRetirement programsNet unrealized appreciation In addition to our own experience and financial knowledge, we have access to all the resources of Janney Montgomery Scott, one of the country’s leading financial services firms. Best of all, you’ll enjoy the confidence of knowing you have a single, trusted source for financial recommendations – and more time to devote to growing your business and focusing on your future.
No matter where you are in life – we’re here to help you every step of the way. We have the knowledge and experience to provide a personalized plan designed to meet your needs.
We’re proud to support the communities we live and work in. We strive to connect with our communities in a meaningful way, bringing about positive change and helping to provide services and resources to help them thrive.
30th Annual Marist School Alumni Golf Tournament
Kevin co-chaired the 30th annual Marist School Alumni Golf Tournament at Capital City Club, which SWM was a premier sponsor, and he was joined by Jeff and two fellow alumni/clients.
Schultz Community Engagement
Throughout the years the Schultz Wealth Management Team has had the opportunity to work with and help various charities and other groups in the community. See below for a list of those groups and click them to visit their websites.2/3/2021:Grateful today to provide lunch to nearly 100 frontline nurses, doctors, and staff of the pulmonary unit at Piedmont Hospital Atlanta. Thanks for their courage and strength on a daily basis. Thanks to Henri's Buckhead for their delicious boxed lunches too! 5-11-20:SWM giving back to the community –Kevin and our Janney colleagues spent a day volunteering with Urban Recipe’s Emergency Food Aid Program in Atlanta. This local non-profit provides food boxes to families affected by COVID-19. Donations can be made at https://urbanrecipe.org/.4-14-19:SWM of Janney has raised funds and donated recently to the Nicholas House, where their mission is to provide temporary housing to homeless families and help them become self-sufficient. With Covid-19, many of their residents are facing layoffs and job loss, so it’s impact is even more effective. $1000 provides Eviction prevention assistance, $500 provides dinner for families in the shelter! See this site to consider a donation in this troubled time.https://nicholashouse.org/about-us/mission-and-impact/
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.
Recent Event: Life Happens
Meg Muldoon presented "Life Happens: Adapting Your Estate Plan For Life Events" where she discussed that as your life changes, your financial needs and goals likely will too.
Recent Event: Simple Safeguards from Cybercrime
In an increasingly digital world, it’s more important than ever to take precautions and be aware of how to stay safe from identity theft and cybercrime.
Recent Event: The Power of Feeling Your Best: Rest. Eat. Move.
What does “feeling your BEST” look like?
Stay up-to-date and in-the know about every aspect of your financial picture.
September 16, 2023
Tax & Estate Planning Virtual Seminar
Whether it’s the possibility of tax laws changing soon or recent updates impacting inherited retirement accounts, there’s a lot to consider when it comes to tax and estate planning. Join us for this exclusive virtual seminar where we will explore what to do before the 2017 Tax Cuts and Jobs Act sunsets, estate & gift planning strategies, charitable gifting, and income tax planning opportunities, as well as new provisions in Secure Act & Secure Act 2.0, types of beneficiaries and the new 10-year payout, using trusts as beneficiaries, and incorporating Secure Act & Secure Act 2.0 within your financial plan.
September 05, 2023
Evaluating Your College Savings Withdrawal Strategy
If you have a high school senior who will be attending college next year, you’ll need to start withdrawing from your college savings account(s).
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.
July 2023 - Quarterly Update
Friends,As I suggested in January, we were heading into the 3rd year of the 4 year presidential term. This tends to be the strongest year historically in the markets and we have been seeing it. Regardless of what all the short-term focused timers on CNBC have been saying all year, the S&P 500, Technology sector, and global stocks have had a strong first half. Although the S&P 500 finished the first half up over 16%, it’s been mostly the technology sector that has driven this gain.(Many don’t recall that the technology sector had big losses in 2022 and thus needed to rally to make up for those losses.) Interestingly, the average stock in the S&P 500 is only up about 6%. For this market to go higher in the near term, we should see the “rest” of the market and dividend stocks catch up. We will continue to rebalance our portfolios when needed and help meet your personal planning goals. See this for more detail on the quarter: hereSWM NEWS:Jeff’s daughter, Caroline, graduated from NYU with an art history and photography degree. They had a nice time seeing Yankee stadium for the graduation, catching a comedy show, and enjoying the food in NYC.
April 2023 - Quarterly Update
What a quarter it was with some tough headline noise…a bank failure, earnings declines, and the Fed raising rates. With all that, our diversified portfolios had a nice quarter and we picked up some gains in the international, bond, and tech areas(unexpected). As I’ve mentioned to you in our calls and emails, this year in the 4 year presidential cycle tends to be the best and we rarely have 2 negative years in a row. It still remains to be seen how much of a recession we will have and it’s effect on corporate earnings and the Fed’s next move. It’s been a test of patience for all of us for nearly 18 months and our team is grateful for your long term focus. See this for more detail on the quarter: here SWM NEWS:We are pleased to introduce Danielle Santerre, replacing Allison, as our new Private Client Associate. She can be reached at firstname.lastname@example.org or 404-926-2010(same number as before). She brings 24 years of banking experience from Truist and Suntrust bank. She is very active in the community and currently active with the Women’s Interactive Network with Janney. She enjoys traveling, exercising, and spending time with her family and is the proud mom to three daughters that are currently students at Florida State and Georgia Southern University.
Mark Luschini shared his 2023 Market and Investment Outlook
What a treat to have our firm’s Chief Investment Strategist