News and Commentary

🚀 SECURE 2.0 Act: What Plan Sponsors Need to Know Now The SECURE 2.0 Act is reshaping retirement planning in 2025. Here's what plan sponsors should be aware of: ✅ Enhanced Catch-Up Contributions: Individuals aged 60-63 can now contribute up to $10,000 more annually to their retirement plans. 🔄 Mandatory Auto-Enrollment: New 401(k) and 403(b) plans must automatically enroll employees at a 3-10% contribution rate, increasing annually by 1% up to 15%. 🕒 Expanded Eligibility for Part-Time Workers: Employees working at least 500 hours per year for two consecutive years are now eligible to participate in retirement plans. 📞 Need assistance navigating these changes? Our team is here to help you understand and implement the SECURE 2.0 provisions effectively. You can read more in the article below. #RetirementPlanning #SECURE2.0 #PlanSponsors #EmployeeBenefits #FinancialWellness

What’s next for the economy and markets? Join our exclusive virtual presentation where Janney’s Investment Strategy Group shares its views on the economy and markets, inflation, monetary and fiscal policy, and what it all means for your portfolio strategy.

🔍 When Should You Engage a Financial Advisor? Navigating the complexities of personal finance can be challenging. Knowing when to seek professional guidance is crucial to ensuring your financial well-being. The article "When Should You Engage a Financial Advisor?" from Carroll News sheds light on key moments when consulting a financial advisor can be beneficial. Whether you're experiencing major life changes, planning for retirement, or making significant financial decisions, a financial advisor can provide personalized strategies to help you achieve your goals. 📌 Key Takeaways: Major Life Events: Marriage, divorce, or the birth of a child can significantly impact your financial situation. Career Milestones: Receiving a promotion or changing jobs may introduce new financial complexities. Retirement Planning: Ensuring your savings align with your retirement goals is essential. Investment Decisions: Professional advice can help you navigate the complexities of investing. Estate Planning: Planning for the distribution of your assets is crucial for your legacy. Engaging a financial advisor during these pivotal moments can provide clarity and help you make informed decisions to secure your financial future. 🔗 https://carroll.news/when-should-you-engage-a-financial-advisor/ #FinancialPlanning #FinancialAdvisor #PersonalFinance #RetirementPlanning #InvestmentStrategy #EstatePlanning