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Awards
Our Team
With over 130 years of experience serving affluent individuals, their families, their businesses, and non-profit organizations across the United States and internationally, our team delivers a wealth and depth of knowledge affording our clients unparalleled service and vision.
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Douglas P. Velnoskey, CFP®, CEPA®
Executive Vice President

Bryan L. Carney, CFP®, CRPS®
Vice President

Coleen Kramer Beal, AWMA®, CDFA®, CLTC®
Financial Advisor

Devin P. Velnoskey, CFP®, CEPA®
Financial Advisor

Gary Wright, AWMA®
Senior Registered Client Service Associate

Beth Yaeger
Private Client Associate

Patrick Gilligan
Registered Private Client Associate
What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Community Involvement
Within the communities where we live and work, the Velnoskey Wealth Management Group recognizes and values the importance of community engagement and giving back. We are grateful for the ability and opportunity to be a community partner.

Carroll County Women's Conference
The inaugural Carroll County Women's Conference raised over $20,000 for local scholarships!

Frederick Co. Girls Football
Janney and The Velnoskey Wealth Management Group are pleased to sponsor the inaugural season of the Frederick County Girls Flag Football League.

MREC Roaring 20s Garden Party
The VWM Group Wins Croquet Benefit!
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.

Recent Event: Cybersecurity and AI Best Practices
The threat of cybercrime and identity theft looms larger than ever.

Recent Event: Holistic Financial Strategies for Business Owners: Build, Grow, and Transition
Did you know an estimated 65 to 80% of a business owner’s net worth is tied to their business?*

Recent Event: Maximize the Value of Your Business with Insights from an Investment Banker
If you own a business, selling your company could be the most important financial transaction you’ll undertake.
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
April 04, 2025

Strategies to Navigate Market Volatility
Given the current market conditions and uncertainty, investors should focus on what they can control. Our team's holistic and comprehensive approach to financial planning provides clients with a strong foundation they need to reach their goals over time, even in the face of market volatility. If you'd like to hear more about our process and how we build those solid foundations for clients, let's connect.
For useful strategies, you can read more here: https://www.janney.com/wealth-management/education/all-education/detail/education/2024/08/08/three-strategies-to-navigate-market-volatility
April 01, 2025

Three Strategies to Navigate Market Volatility
The middle of a period of market fluctuation is rarely the best time to adopt new investing strategies. But here are some actions you should consider.
March 25, 2025

How to Reduce Taxes on Employer Stock in a 401(k) Plan
If your compensation package includes employer stock or stock options, you face unique and sometimes confusing choices. Specifically with employer stock in 401(k) accounts you may have tax-saving opportunities through net unrealized appreciation (NUA). The article below provides insights into how it works. The additional question to ask yourself, is how does this fit into my broader financial picture today and my financial plan for the future? Our team is well versed in these types of compensation arrangements and can be a valuable resource to you or someone you care about. Let's connect!
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.

Protecting Your Business: The Importance of Insurance
The day-to-day demands of running a business can be all-consuming. This article takes a look at a few important considerations for the protection of you and your business.

Should I Convert From a Traditional IRA to a Roth IRA in a Volatile Market?
Soaring inflation and global conflict have led to ongoing stock market volatility. Retirement savers may be wondering, “Is now a good time to convert to a Roth IRA?”

How to Reduce Taxes on Employer Stock in a 401(k) Plan
If you participate in a 401(k), or other qualified retirement plan that lets you invest in your employer’s stock, consider the tax deferral opportunities of net unrealized appreciation.
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