Home page hero banner


Awards
Our Team
With over 130 years of experience serving affluent individuals, their families, their businesses, and non-profit organizations across the United States and internationally, our team delivers a wealth and depth of knowledge affording our clients unparalleled service and vision.
... Read more.
Read less.

Douglas P. Velnoskey, CFP®, CEPA®
Executive Vice President, Financial Advisor | Senior Partner

Bryan L. Carney, CFP®, CRPS®
Vice President, Financial Advisor | Partner, Head of Planning Solutions

Coleen Kramer Beal, AWMA®, CDFA®, CLTC®
Financial Advisor | Partner, Head of Insurance Strategy

Devin P. Velnoskey, CFP®, CEPA®
Financial Advisor | Managing Partner

Gary Wright, AWMA®
Senior Registered Client Service Associate | Head of Client Services & Operations

Beth Yaeger
Private Client Associate | Client Experience & Logistics Coordinator

Patrick Gilligan
Registered Private Client Associate | Client Services & Planning Support
What We Do
No matter where you are in life – we’re here for you through every step of your financial journey.
Community Involvement
Within the communities where we live and work, the Velnoskey Wealth Management Group recognizes and values the importance of community engagement and giving back. We are grateful for the ability and opportunity to be a community partner.

Carroll County Women's Conference
The inaugural Carroll County Women's Conference raised over $20,000 for local scholarships!

Frederick Co. Girls Football
Janney and The Velnoskey Wealth Management Group are pleased to sponsor the inaugural season of the Frederick County Girls Flag Football League.

MREC Roaring 20s Garden Party
The VWM Group Wins Croquet Benefit!
Events
Check out information on upcoming and past events we’re pleased to offer you, virtually and/or in person, on a variety of topics.

Up Next: Janney's Mid-Year Market Update
What’s next for the economy and markets?

Recent Event: Cybersecurity and AI Best Practices
The threat of cybercrime and identity theft looms larger than ever.

Recent Event: Holistic Financial Strategies for Business Owners: Build, Grow, and Transition
Did you know an estimated 65 to 80% of a business owner’s net worth is tied to their business?*
Recent Updates
Stay up-to-date and in-the know about every aspect of your financial picture.
June 03, 2025

Secure 2.0 Act: What Plan Sponsors Need to Know Now
🚀 SECURE 2.0 Act: What Plan Sponsors Need to Know Now
The SECURE 2.0 Act is reshaping retirement planning in 2025. Here's what plan sponsors should be aware of:
✅ Enhanced Catch-Up Contributions: Individuals aged 60-63 can now contribute up to $10,000 more annually to their retirement plans.
🔄 Mandatory Auto-Enrollment: New 401(k) and 403(b) plans must automatically enroll employees at a 3-10% contribution rate, increasing annually by 1% up to 15%.
🕒 Expanded Eligibility for Part-Time Workers: Employees working at least 500 hours per year for two consecutive years are now eligible to participate in retirement plans.
📞 Need assistance navigating these changes? Our team is here to help you understand and implement the SECURE 2.0 provisions effectively. You can read more in the article below.
#RetirementPlanning #SECURE2.0 #PlanSponsors #EmployeeBenefits #FinancialWellness
May 21, 2025

Janney's Mid-Year Market Update
What’s next for the economy and markets? Join our exclusive virtual presentation where Janney’s Investment Strategy Group shares its views on the economy and markets, inflation, monetary and fiscal policy, and what it all means for your portfolio strategy.
May 15, 2025

When Should You Engage a Financial Advisor for Your Personal Needs? And Why? - Carroll News | Carroll Publications | Carroll County, MD
🔍 When Should You Engage a Financial Advisor?
Navigating the complexities of personal finance can be challenging. Knowing when to seek professional guidance is crucial to ensuring your financial well-being. The article "When Should You Engage a Financial Advisor?" from Carroll News sheds light on key moments when consulting a financial advisor can be beneficial.
Whether you're experiencing major life changes, planning for retirement, or making significant financial decisions, a financial advisor can provide personalized strategies to help you achieve your goals.
📌 Key Takeaways:
Major Life Events: Marriage, divorce, or the birth of a child can significantly impact your financial situation.
Career Milestones: Receiving a promotion or changing jobs may introduce new financial complexities.
Retirement Planning: Ensuring your savings align with your retirement goals is essential.
Investment Decisions: Professional advice can help you navigate the complexities of investing.
Estate Planning: Planning for the distribution of your assets is crucial for your legacy.
Engaging a financial advisor during these pivotal moments can provide clarity and help you make informed decisions to secure your financial future.
🔗 https://carroll.news/when-should-you-engage-a-financial-advisor/
#FinancialPlanning #FinancialAdvisor #PersonalFinance #RetirementPlanning #InvestmentStrategy #EstatePlanning
Research & Insights
Access our latest research and insights covering market news, financial planning topics, and more.

May Investment Perspectives
Factors that matter when defining a recession, bond market volatility, and earnings reports vs. the first 100 days.

Protecting Your Business: The Importance of Insurance
The day-to-day demands of running a business can be all-consuming. This article takes a look at a few important considerations for the protection of you and your business.

Should I Convert From a Traditional IRA to a Roth IRA in a Volatile Market?
Soaring inflation and global conflict have led to ongoing stock market volatility. Retirement savers may be wondering, “Is now a good time to convert to a Roth IRA?”
Office Information
Phone:
Text:
Toll-free:
Fax:
Email: